OSB저축은행 스마트뱅킹

OSB Savings Bank Smart Banking Service

1. App Name: OSB Savings Bank Smart Banking

2. App Information

OSB Savings Bank Smart Banking Service

3. Service Introduction

We provide easier and more convenient financial services with quick and easy login via simple authentication and account management visible at a glance.

Try out various financial services such as non-face-to-face account opening, deposit and savings product subscriptions, and loans!

◆ Easy and Fast Sign-up and Login

Easy login using password, pattern, fingerprint, or Face ID without a joint certificate

◆ Home Screen and Menu for Convenient Financial Services

▪ Login Service

Asset management services made more convenient with a screen displaying your account information at a glance

All your deposit and loan accounts are sorted at a glance through a one-time account linking, providing customized management functions for each account

- Deposits & Installment Savings: Non-face-to-face account opening, new/cancellation of deposits/installment savings, transaction history inquiry, immediate/deferred/scheduled/automatic transfers, simple transfers and result inquiries

- Loans: Loan new/repayment/interest payment, transaction history inquiry, resume loan, loan term extension, interest rate reduction application, loan contract withdrawal application, etc.

▪ Deposit & Loan Financial Product Mall and Menu Bar

View all financial products offered by OSB Savings Bank at a glance on the home screen

The menu bar at the bottom right of the home screen is designed to allow easy access to all menus provided by the app

▪ Non-Member Services

Essential menus for selecting deposit and loan products are displayed on a single page so that even first-time visitors can easily find the menus they need Features

- Deposits & Installments: Product introductions and interest rate information at a glance, and even non-face-to-face account opening—all in one go!

- Loans: From quick and easy loan limit inquiries to electronic agreements—all in one go!

◆ Open Banking Service

View balances and transaction history of registered accounts at other financial institutions, perform withdrawals and transfers, import balances, etc.

4. App Access Permissions Guide

- [Required] Storage: Stores joint certificates and is used by various security modules.

- [Required] Malicious App Detection: Performs virus scans on app information installed on the device.

- [Optional] Camera and Photos: Required for taking photos of ID cards and documents for submission.

- [Optional] Phone: Used to make calls to branches or by security modules.

5. Precautions

To ensure safe financial transactions, the use of the OSB Savings Bank Smart Banking service is restricted on rooted (jailbroken) devices.

Please completely factory reset the device through the manufacturer's service center or similar means before installing and using the OSB Savings Bank Smart Banking app. * Rooting (Jailbreaking): Obtaining administrator privileges on a mobile device, referring to a state where the device's OS has been arbitrarily modified or altered by malware, etc.

6. Minimum App Installation Requirements

- Android: Android 4.0.3 or higher

7. Customer Center Operation Guide

Main Number: 1644-0052 (Weekdays 08:30–17:30)

Approved by OSB Savings Bank Compliance Officer No. 56-10 (March 17, 2026 – March 16, 2027)