Flow - Debts & Payments

Offline debt and recurring payments tracker with monthly balance.

Flow is a handy offline tool for tracking debts and recurring payments. Add who owes whom, plan repeating charges, and quickly check your monthly balance: owed to you or you owe.

▎Key features

• Monthly balance: a clear summary for the selected month.

• Separate views for Owed to me and I owe to instantly understand your situation.

• One-time payments: amount, date, note — done.

• Recurring payments:

– frequency: daily / weekly / monthly / quarterly / yearly

– future entries are generated up to the end date, or one year ahead if no end date is set

– supports specific days of the month (e.g., 6 and 18)

• Convenient monitoring list (Watch):

– tabs: to receive / to pay / recurring

– statuses: paid / unpaid

– change status with a swipe

▎Offline and privacy

• The data you enter (amounts, dates, notes) is stored on your device and is not sent anywhere.

• No signup or login required.

▎Internet and ads

The app needs internet only to load and display ads. If there’s no internet connection or ads fail to load, the app continues to work.

▎Important

Flow is a tool for tracking and planning. Please double-check your entries and calculations.

▎Languages and currency

• UI languages: RU / EN / DE / FR / ES

• Currency is selected in settings and used throughout the app.