Atome SG - Buy Now Pay Later

Shopping payments for 0% interest. Shop, pay, rewards, deals from many brands!

Time to Own it. First Order: Up to $10 Off!

Say hello to happier shopping with one of Southeast Asia's leading digital financing platforms. Shop & pay in your favourite stores with exclusive deals & flexible payments.

Think of Atome as your fun yet savvy shopping buddy. We're with you wherever your shopping passion lies - from brands in fashion, lifestyle, fitness, home décor, to travel payments. Our buy now, pay later magic lets you split purchases into stress-free instalments. Make your dollar go further with easier payments for the products and services you love.

💰 Open a free account in minutes today, enjoy a $10 voucher on your first purchase.

HOW IT WORKS

1. Shop & pay with Atome at participating brands
👗 Fashion: SHEIN, Asics, Calvin Klein, Decathlon, ZARA, and more
💄 Beauty: Sephora, Beauty Fresh, and more
✈️ Travel: Trip.com, Agoda, and more
🛒 Commerce: Taobao, Amazon, ZALORA, and more
🍽️ Daily Needs: IKEA, COURTS, and more
If you’re shopping online, select Atome during checkout. If you’re shopping in-store, simply scan our QR code at the cashier to buy items from your favourite brands.

2. Flexible payment options
Whether you’re shopping from Sephora, SHEIN, Taobao, or Agoda, Atome got you covered. Choose from 3 interest-free payments, or extend your timeline with a small processing fee. All fees are displayed in the app when you purchase. You'll pay the first payment at the point of purchase, and the subsequent payments monthly.

3. Earn rewards
💰Earn Atome+ points with every payment! Use Atome+ points to redeem a wide selection of exclusive rewards in the Atome app. Redeem your points for a discount, sale, and more deals for the next time you shop!
💰Earn rewards such as vouchers, Atome+ points and more when you complete Atome Challenges!

4. Track your bills
The Atome app does all the work for you so no bill payment will be missed. Easily check your payment schedule under “Bills”. You’ll also be informed whenever bill payments are due and when your payment cycle is complete.

WHAT YOU’LL LOVE ABOUT ATOME

1. Buy now, pay later
Split your purchases into 3 or more payments, or choose a longer payment period with a small fee at our partner brands. Some things in life shouldn't wait. With Atome payments, you can get a head start.

2. Instant approval via Sin