Auto Loan Calculator Canada

Calculate car loans, payments, interest, lease vs finance and total cost.

Know exactly what your car loan will cost before you sign.

Auto Loan Calculator Canada gives you the monthly payment, total interest and full financing cost of a vehicle purchase using calculations designed for Canadian buyers.

WHAT YOU CAN DO

• Calculate monthly payments, total interest and total loan cost
• Include vehicle price, down payment, trade-in value, interest rate and loan term
• Compare different loan scenarios side by side
• See how changing the rate, term or down payment affects the final cost
• Compare leasing versus financing
• Compare a manufacturer cashback offer versus a low-interest financing offer
• Include provincial sales tax and applicable trade-in tax credits
• Estimate lease kilometre overage charges
• Save calculations and review them later in History
• Export a clear PDF summary of your calculation

MAKE A BETTER FINANCING DECISION

A low monthly payment can hide a longer loan term and thousands of dollars in additional interest. Auto Loan Calculator Canada shows the complete cost of the deal so you can compare offers before visiting the dealership or signing a contract.

BUILT FOR CANADA

The calculator supports Canadian vehicle financing scenarios, provincial sales taxes and trade-in calculations. Results are displayed in Canadian dollars.

SIMPLE AND PRIVATE

No account is required. Your calculations stay on your device. Enter the details of the vehicle and financing offer to see your estimated payment and total cost in seconds.

Available in English and French.

This application is provided for informational and estimation purposes only. Results may differ from lender or dealership calculations and do not constitute financial advice.