Budgetator AI

Take control of your finances with Budgetator, the smart personal budget app

Budgetator: Your Complete Personal Budget Management Solution

Take control of your finances with Budgetator — a simple, modern, and powerful app designed to help you manage your money with confidence. With smart automation and an intuitive interface, Budgetator transforms how you budget.

Zero-Based Budgeting Made Easy

Budgetator uses the zero-based budgeting and envelope method so every euro of your income has a purpose — fixed expenses, variable expenses, savings, or debt.
This ensures total clarity and prevents overspending.

Automatic Real-Time Calculations

No more spreadsheets or manual work. Budgetator instantly updates:

Budgeted vs. actual income

Budgeted vs. actual expenses

Remaining to budget and remaining to spend

Difference between planned and actual

Automatic debt balance updates

Savings progress tracking

Comprehensive Transaction Tracking

Record every financial movement easily: expenses, repayments, savings, and income.
Each transaction is linked to a category for accurate tracking and insights.
Filter by month, category, or type to understand your spending patterns.

Built-In 50/30/20 Rule

Budgetator includes automatic support for the popular 50/30/20 rule:

50% → Needs (fixed + variable expenses)

30% → Savings + debt

20% → Wants + reserves

Visual charts show how your actual spending aligns with the recommended distribution.

Intuitive Monthly Budget Management

Organize your budget using clear categories:

Income

Fixed expenses

Variable expenses

Reserve funds

Savings & investments

Debts

Duplicate a previous month to save time and maintain consistency.

Smart Features

Real-time sync across all your devices

Custom categories with icons and colors

Clean dashboard with charts and summaries

Month selector for past and future budgets

Secure & Private

Your data is encrypted and safely stored in the cloud.
Sign in with Apple, Google, or email for fast and secure access.

Modern & User-Friendly Design

Clean layout, smooth navigation, and intuitive visuals make Budgetator perfect for both beginners and financial planning experts.

How It Works (Quick Guide)
1. Set your budget

Example:

Salary: €2000

Freelance: €500
→ Total planned: €2500

2. 50/30/20 rule applies automatically

€1250 → Needs

€750 → Savings + debt

€500 → Wants + reserves

3. Add real transactions

Salary received: +€2000

Freelance received: +€100

Groceries: –€600

Results:

Real income: €2100

Real expenses: €600

Remaining to spend: €1500

Achieve Your Financial Goals

Budgetator helps you:

Control your spending

Save more effectively

Pay off debt faster

Build financial stability

Plan long-term goals

Download Budgetator now and take the first step toward smarter financial management.