neobank dari BNC Digital

Digital services from Bank Neo Commerce: savings, deposits & loans

Introducing neobank, a digital banking service offered by Bank Neo Commerce, which already serves over 30 million users.

With a user-friendly interface, neobank offers many attractive features that make managing your finances easier, safer, and more enjoyable.

Take advantage of various cool features at neobank:

NOW Savings
Savings with daily interest! Open an online account with any initial deposit and earn 4.25% p.a. interest.

WOW Deposit
Like saving with higher interest, up to 7.5% p.a. Low initial deposits, starting from IDR 100,000. Flexible terms, from 7 days to 1 year!

Membership Level
Enjoy even more benefits as you increase your level. From exclusive coupons, discount coupons for phone credit and bills, to FREE interbank transfers!

Free Transfers
Upgrade your membership level and get up to 30 free transfers per month!

Neo Loan
Need a loan that's transparent, guaranteed safe, and hassle-free? Neo Loan is the solution. Applications are easy, limits are high, and approvals are fast.

Loan Product Information:
• Loan Term: Minimum 2 months – Maximum 24 months
• Loan Limit: From IDR 500,000 to IDR 100,000,000
• Interest: Starting from 0.06% flat per day (equivalent to a maximum APR of 21.9% per year)

Loan Simulation Example:
If you have a IDR 1,000,000 loan with a 6-month term and an estimated interest rate of 3%* per month, your monthly installment will be IDR 184,597.

*This interest rate is for simulation purposes only. The final interest rate is determined by the system at the time of disbursement.

Digital Product Payments & Purchases
Paying and purchasing digital products through the neobank app is now easier and more convenient. Enjoy cashback on every transaction.

Hematpay
Get instant discounts for payments via Virtual Account and QRIS at selected merchants.

Neo Gold
Buy and invest in gold at selected merchants and get attractive offers using the Neobank app.

Neo Business
Grow your business through Neo Business. Increase your visibility among millions of other Neobank users. You can also find the closest business location to your area.

Neo Chat
No need to go anywhere else to chat online. You can chat freely, send money, and even create groups using the Neo Chat feature in the secure and super-convenient Neobank app.

Data Security
Your financial activities are guaranteed to be safer because we implement a multi-layered banking security system. Gesture Password and PIN features ensure your transactions are always protected.

About Neo Commerce Bank
Neobank is an online savings and deposit application from Bank Neo Commerce (BNC). Established in 1990 as Bank Yudha Bhakti (BBYB), we have transformed into the first neobank in Indonesia to provide digital banking services.

With the support of Indonesia's leading fintech company, Akulaku, we continue to invest in technology to provide the latest products and services tailored to the needs of both individual and corporate customers.

PT Bank Neo Commerce Tbk is domiciled at Treasury Tower, 60th floor, District 8 Lot 28, Jl. Jend. Sudirman kav. 52-53, Senayan, Kebayoran Baru, South Jakarta 12190, Indonesia. Registered with Bank Indonesia with Business License No. 22/1017/UPPS/PSbD.

Contact us:
PT Bank Neo Commerce Tbk
www.bankneocommerce.co.id
1-500-190 (no prefix or area code)