neobank dari BNC Digital

Digital services from Bank Neo Commerce: savings, deposits & loans

Introducing neobank, a digital banking app offered by Bank Neo Commerce, which already serves over 30 million users.

With a user-friendly interface, neobank offers many attractive features that make managing your finances easier, safer, and more enjoyable.

Take advantage of various cool features at neobank:

💰 NOW Savings
Savings with daily interest! Open an online account with any initial deposit and earn 4.25% p.a. interest.

📈 WOW Deposit
Like saving with higher interest, up to 7.5% p.a. Low initial deposits, starting from IDR 100,000. Flexible terms are available, from 7 days to 1 year!

🆙 Membership Levels
Enjoy even more benefits as you increase your level. From exclusive coupons, discount coupons for phone credit and bills, to FREE interbank transfers!

💸 Free Transfer
Upgrade your membership level and get free transfers up to 50x/month!

💵 Neo Loan
Need a loan that's transparent, guaranteed safe, and hassle-free? Neo Loan is the solution. Easy application, high limit, and fast approval.

Loan Tenor: Up to 24 Months
Loan Limit: Up to IDR 100,000,000
Interest: Starting from 0.06% flat per day

💡 Digital Product Payments & Purchases
Payments and purchases of digital products are now easier and more convenient through neobank apps. Enjoy cashback on every transaction.

🛍️ Hematpay
Get instant discounts for payments via Virtual Account and QRIS at selected merchants

🟠 Neo Gold
Buy and invest in gold at selected merchants and get attractive offers using the neobank app.

🏪 Neo Business
Grow your business through Neo Business. Make your business more visible to millions of other neobank users. You can also find the closest business location to your area.

💬 Neo Chat
No need to go anywhere else to chat online. You can chat freely, send money, and even create groups using the Neo Chat feature in the secure and super-convenient neobank app.

🔒 Data Security
Your financial activities are guaranteed to be safer because we implement a multi-layered banking security system. Our Gesture Password and PIN features ensure your transactions are always protected.

About Bank Neo Commerce
Neobank is an online savings and deposit application from Bank Neo Commerce (BNC). Established in 1990 under the name Bank Yudha Bhakti (BBYB), we have transformed into the first neobank in Indonesia to pr