neobank dari BNC Digital

Digital services from Bank Neo Commerce: savings, deposits & loans

Introducing neobank, a banking service in the form of a digital application offered by Bank Neo Commerce which has served more than 30 million users.

With a user-friendly appearance, neobank comes with many interesting features that make it easier, safer and more enjoyable for you to manage your finances. It only takes 5 minutes to open an account online, and you can get prizes of up to IDR 350,000 for new users!

Take advantage of various cool features at neobank:

💰 Savings NOW
Savings with interest paid every day! Free to open an online account with any initial deposit amount, and get interest of 4.25% p.a.

📈 WOW deposits
Like saving with higher interest, up to 8% p.a. The initial deposit is light, you can start from IDR 100 thousand. Flexible tenor, from 7 days to 1 year!

🆙 Membership Levels
Enjoy more advantages as you successfully increase your level. Starting from exclusive coupons, credit and bill discount coupons, to increasing the FREE interbank transfer quota!

💸 Free Transfers
Level up your membership level and get free transfers up to 30x/month!

💵 Neo Loan
Do you need a loan that is transparent, definitely safe, and won't be a burden? Neo Loan is the solution. The application is easy, the limit is high, and it is approved quickly.

Loan tenor: up to 6 months
Loan limit: up to IDR 15,000,000
Interest: 1.75% - 5.63% per month, or 21% - 67.56% per year

Example: If you have a loan of IDR 1,000,000 with a term of 6 months, then the interest that needs to be paid is: IDR 1,000,000 x 3.803% = IDR 38,033 per month (IDR 228,200 per 6 months). Then the total repayment is: IDR 1,000,000 + IDR 228,200 = IDR 1,228,200. The monthly installment is IDR 204,700.

💡 Payment & Digital Product Purchase
It is easier and more practical to pay and purchase digital products via the neobank application. Also enjoy cashback from every transaction you make.

🛍️ savepay
Get instant discounts for payments via Virtual Account and QRIS at selected merchants

🟠 Neo Gold
Buy and invest gold at selected merchants, get attractive offers using the neobank application.

🏪 Neo Business
Develop your business through Neo Bisnis. Make your business more known to millions of other neobank users. You can also find the business location closest to the area you are in.

💬 Neo Chat
No need to go anywhere anymore to