Canara ai1Pe is Canara Bank’s unified digital payments application, designed to provide
customers with a fast, secure, and seamless UPI experience. The app supports users from any
bank, allowing them to link their accounts and enjoy instant money transfers, bill payments,
and everyday digital services—all in one place.
Key Features
UPI Delegate: Nominate trusted family members to initiate payments on your behalf while
maintaining full control and security of your UPI account UPI Circle allows a primary bank
account holder to create a secure "circle" and grant access to trusted individuals, known as
UPI delegates or secondary users.
The primary user defines transaction limits (e.g., Rs 15,000 monthly). Delegates can then
make payments within these set boundaries, promoting shared access for household expenses
while maintaining security and control for the main account holder.
Spend Analytics: View intelligent insights on your monthly spending patterns, categorized
expenses, and financial trends—helping you manage and track your money better.
Device binding: A customer can download the app and start making UPI payments from their
account if they have already onboarded with another TPAP (e.g., PhonePe, GPay).
UPI Money Transfers: Instantly send and receive money between any bank accounts using
UPI.
QR Code Payments: Scan any UPI QR to make quick payments at stores, online platforms, and
service outlets.
Bill Payments & Recharges: Pay electricity, water, DTH, broadband, mobile postpaid bills,
and recharge prepaid numbers with ease.
UPI Autopay: Automate recurring payments like subscription plans, EMIs, SIPs, and utility
bills.

Internal

All Bank Account Support: Link and manage accounts from Canara Bank or any other UPI-
enabled bank in one app.
Transaction History: Access clear, detailed records of all payments for easy tracking.
Rewards & Offers: Enjoy cashback, discounts, and promotional offers on select transactions.
UPI Lite: Make small-value payments instantly without using your main UPI PIN each time. It offers faster, smoother low-value transactions with enhanced convenience.

Security
UPI PIN Authentication: Every transaction is protected using a secure UPI PIN.
Device Binding: Payments can be made only from the registered mobile device, adding an extra security layer.
User Experience
Canara ai1Pe features a clean, modern user interface designed for effortless navigation.
Quick actions, simplified menus, and real-time status updates make digital payments easy and
comfortable for users of all experience levels.
• Benefits for Customers, Works for all bank customers
• Instant, hassle-free UPI transactions
• Centralized bill and recharge management
• Secure and reliable payment experience
• Simple, clutter-free interface suitable for everyone
• Access to rewards, offers, and timely reminders