LOANS24: Personal loan app

Get personal loans with instant approval, flexible EMIs & low interest rates

LOANS24 gives you instant personal loans directly to your bank, fully online, safe, and hassle-free.
Whether it’s a medical emergency, travel plan, wedding expense, home improvement, or debt consolidation, we make borrowing fast, transparent, and affordable.
Why LOANS24?
• Speed You Can Trust – Instant personal loan approvals with same-day disbursal in many cases.
• Tailored Offers – Get loan options customized to your income, credit profile, and repayment capacity.
• Transparent Costs – No hidden charges; every fee is clearly displayed before you accept the loan.
• RBI-Registered Partners – Loans are offered in partnership with trusted banks and NBFCs.
• Secure Process – End-to-end encryption and strict data privacy standards protect your information.
• Anywhere, Anytime Access – Apply from home, work, or on the go, all you need is your phone.
Key Highlights
• Instant Loan Decision – Apply in minutes and get approval on the spot.
• Low Interest Rates – Starting from 9.99% p.a., tailored to your profile.
• Flexible EMIs – Choose repayment between 12 and 72 months.
• 100% Paperless – Apply, verify, and sign, all online.
• No Collateral Needed – Unsecured loans without asset pledging.
• Trusted NBFC & Bank Partners – Backed by RBI-licensed financial institutions.
Example Loan Calculation (for illustration only)
Loan Amount: ₹2,00,000
Tenure: 36 months
Interest Rate: 13% p.a. (Reducing Balance)
Processing Fee: 4% (₹8,000) + 18% GST (₹1,440) = ₹9,440
Monthly EMI: ₹6,737
Total Interest: ₹43,538
Total Repayment (Principal + Interest): ₹2,43,538
Total Amount Payable (incl. fees): ₹2,52,978
(Rates and approval depend on eligibility and credit profile.)
Loan Features
• Loan amount: ₹50,000 – ₹50,00,000
• Tenure: 12 to 72 months
• Interest rate: Starting 9.99% p.a.
• Minimal processing fee, disclosed upfront
• Open to new-to-credit borrowers
How to Apply
1. Download LOANS24: Personal loan app from Google Play
2. Enter basic details & loan requirement
3. Complete instant eKYC verification
4. Select your loan offer & EMI plan
5. Get money directly in your bank account
Lending Partners Include
• Poonawalla Fincorp Limited
• Aditya Birla Finance Limited
• IDFC First Bank
• Finnable
• Bajaj Finserv
• MoneyView
• Mu