CredoKa

Secure and transparent digital credit solutions for Angolan citizens.

CredoKa is a digital credit application that allows Angolan citizens to apply for loans online in a simple and transparent way.

Loan products:

- Loan amount: 5,000 Kz – 200,000 Kz

- Repayment period: 91 to 365 days

- Annual Effective Rate (APR): 12% – 30% per year

- Service fee: 0% – 10%

The final loan conditions depend on the user's risk analysis.

Example of a loan:
For example, if you choose a loan of 100,000 Kz with a term of 180 days, the following conditions apply:

- Annual Effective Rate (APR): 26%
- Service fee: 8%
- Interest calculation: 100,000 × (26% ÷ 365) × 180 = 12,821 Kz

- Service fee: 100,000 × 8% = 8,000 Kz

- Total to pay: 100,000 + 12,821 + 8,000 = 120,821 Kz

This example is for illustrative purposes only. Final conditions may vary depending on the client's profile.

Application Requirements

- Must be over 18 years old

- Angolan citizen

- Active mobile phone (for account registration)

- Valid ID card (for identity verification)

- Active bank account (IBAN) or PayPay (for loan disbursement)

Security and Privacy
We take your privacy seriously. Personal data is handled securely and used exclusively for credit assessment, fraud prevention, and service improvement, in accordance with applicable law.

Privacy Policy: https://www.organtechltd.com/privacy.html

How to contact us?

📧 Email: faleconosco@credoka.com
📱 Phone / WhatsApp: +244 976 545 847
📍 Address: Marie Naoubi Street, Maianga, Luanda, Angola