대신저축은행 스마트뱅크

Easy and convenient Daishin Savings Bank Smart Banking

We provide services such as non-face-to-face account opening, deposit product subscription, loan application, and open banking without visiting a branch.

■ Easy mobile subscription instead of visiting a branch
- If you have an ID card (mobile or physical), a mobile phone in your name, and an account at another bank, you can immediately open an account and sign up for banking.
- Experience banking services without visiting a branch with secure mobile OTP issuance.

■ Banking right away with a simple certificate instead of a joint certificate
- If you don't have a joint certificate, you can use banking with a simple certificate.
- You can authenticate with a simple password, pattern, or biometrics.

■ Cloud joint certificate service provided
- You can store the joint certificate on a cloud server and use it easily.

■ Instead, check all my accounts at a glance at Smart Bank
- Check other bank accounts with the open banking service.

■ Non-face-to-face loan that you can easily apply for online
- You can apply for a loan, submit documents, and transfer the loan online.

■ Customer Center Operation Guide
- 1644-5600 (Weekdays 08:30~17:30)

Compliance Supervisor Shim Ui-pil No. 2025-133 (2025.07.08 ~ 2026.07.07)

[Notice on App Access Rights]
※ In accordance with the establishment of Article 22-2 (Consent to Access Rights) of the [Act on Promotion of Information and Communications Network Utilization and Information Protection, etc.] and the revision of the Enforcement Decree, the access rights required to provide Daeshin Savings Bank mobile services are provided below.

[Required Access Rights]
- Phone: Access rights to mobile phone number, status, and device information, used when using services such as mobile phone user authentication, (re)issuance of Daeshin Simple Certificate, (re)issuance of mobile OTP, and customer center and branch phone connection.

[Optional access rights]
- Camera: Access rights for taking photos and videos, used when using services such as identity verification services through ID photo taking, which is a non-face-to-face real-name verification method
- Notifications: Access rights for displaying badges, banners, and sounds, used when using services such as notifications when notices or guidance occur.

※ You can use essential services even if you do not agree to allow optional access