대신저축은행 스마트뱅크

Easy and convenient Daishin Savings Bank Smart Banking

We provide services such as non-face-to-face account opening, deposit product subscription, loan application, and Open Banking without requiring a visit.

■ Convenient Mobile Sign-up Instead of Visiting a Branch

- You can open an account and sign up for banking immediately with just an ID (mobile or physical), a mobile phone registered in your name, and an account at another bank.

- Experience banking services without visiting a branch by obtaining a secure Mobile OTP.

■ Banking Immediately with a Simple Certificate Instead of a Joint Certificate

- If you do not have a Joint Certificate, you can use banking services with a Simple Certificate.

- You can authenticate using a Simple Password, pattern, or biometric authentication.

■ Cloud Joint Certificate Service Provided

- You can store your Joint Certificate on a cloud server and use it easily.

■ View All Your Accounts at a Glance on Daeshin Smart Bank

- Check your accounts at other banks using the Open Banking service.

■ Non-face-to-face Loans Applied Conveniently Online

- You can proceed with loan applications, document submission, and loan transfers all online.

■ Customer Center Operation Guide

- 1644-5600 (Weekdays 08:30–17:30)

Approved by Compliance Officer No. 2026-127 (July 3, 2026 – July 2, 2027)

[Notice Regarding App Access Permissions]

※ In accordance with the establishment of Article 22-2 (Consent to Access Permissions) of the [Act on Promotion of Information and Communications Network Utilization and Information Protection, etc.] and the amendment of the Enforcement Decree, we would like to inform you of the access permissions required to provide Daeshin Savings Bank mobile services as follows.

[Essential Access Permissions]

- Phone: Access permission for mobile phone number, status, and device information. It is used when utilizing services such as mobile phone identity verification, (re)issuance of Daeshin Simple Certificates, (re)issuance of Mobile OTPs, and phone connections to the Customer Center and branches.

[Optional Access Permissions]

- Camera: Access permission for taking photos and videos. It is used when utilizing services such as identity verification via ID card photography, a non-face-to-face real-name verification method.

- Notifications: Access permission for displaying badges and banners, as well as sounds. It is used when utilizing services such as notifications for announcements and notices.

※ You can still use essential services even if you do not agree to allow optional access permissions, but there may be restrictions on the use of some necessary features.