Dave: Credit, Cash & Money App

Get up to 500, get paid early, earn interest and find work with no hidden fees.

Take your finances to the next level with Dave.

Dave Membership Information

1-Dave is not a bank. Banking services provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit Card through a license from Mastercard®. ExtraCash amounts range from $25-$500, typically approved in 5 min, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers.

UP TO $500 IN 5 MIN OR LESS(1)
You could pocket up to $500(1) with ExtraCash™. There’s no credit check, interest, or late fees.

EXTRACASH™ 101
ExtraCash™ offers the ability to get up to $500.(1) The amount of money you can take (your eligibility) refreshes daily. We determine your eligibility using several data points—like your income history, spending patterns, and at least 3 recurring deposits. When you take ExtraCash™, you’ll agree to a settlement date to pay your outstanding balance.

ACCESS YOUR CASH INSTANTLY(2)
Get up to $500 when you download Dave, link a bank account, open your Dave Checking and ExtraCash™ accounts, & transfer it to your Dave Checking account. Your Dave Debit Mastercard® gives you instant, direct access to your money for hassle-free spending.

EARN 4.00% APY(3)
Add money to your Dave Checking account or Goals account to grow your cash with this high annual percentage yield. Managing your money with Dave & online banking makes saving simple.

GET PAID EARLY
Get your paycheck up to 2 days early when you set up direct deposit.(4) A Dave Checking account streamlines your online banking experience, ensuring your money is available when you need it. A Dave Checking account makes handling money stress-free.

SAY GOODBYE TO PESKY FEES
Ditch hidden fees with Dave. You can even skip ATM fees at 40K+ MoneyPass ATMs.(5) Your Dave debit card keeps your money accessible without added costs. A Dave Checking account ensures you can withdraw your money anytime without excessive fees.

SAVE EFFORTLESSLY
Own your savings journey with a Goals account. Set