SalarySplit: The 60/20/20 Tool

Manage salary in 30 minutes. Build a secure and disciplined financial system.

🔐 KunciGaji – Manage Salary. Stay Secure. Stay Calm.

Payday is here? Don't let it vanish without a plan.
KunciGaji helps you master the first 30 minutes after receiving your salary—the most critical window that determines your financial health for the entire month.

More than just an expense tracker, KunciGaji is a salary management system based on the proven 60/20/20 method. It’s designed to help you live a calmer, more focused, and realistic financial life.

✨ Why is KunciGaji Different?
Most finance apps focus only on recording transactions. KunciGaji focuses on helping you:
• Understand your true financial health.
• Maintain monthly stability.
• Build long-term financial discipline.

As soon as you enter your salary:
• Automatic allocations are calculated instantly.
• Savings and future goals become visible immediately.
• Spending is monitored against your ideal targets.
• You instantly know your status: Secure, Stable, Warning, or Vulnerable.

🚀 Key Features

💰 Automatic 60/20/20 Method
Split your salary effortlessly:
• 60% Basic Needs
• 20% Future & Savings
• 20% Fun & Self-Reward
No manual math required.

📝 Daily Expense Tracker
Fast and simple daily logging. Track if your spending matches your ideal monthly pacing.

📊 Allocation vs. Spending
Compare actual spending against monthly targets with:
• Daily pacing indicators.
• Real-time status updates.
• End-of-month predictions and automated insights.

🧠 Smart Financial Insights
Get easy-to-understand guidance without needing to be a finance expert. Know instantly if your spending is peaking, savings are lagging, or if you’re safe until the next paycheck.

📈 Statistics & Financial Momentum
Track your progress over time:
• 6-month trend reports.
• Basic needs ratio.
• Stability streaks and personal financial momentum.

🔮 End-of-Month Prediction
Forecast your month-end balance based on current habits. Make better decisions before it's too late.

📄 Export PDF Reports
Generate and share professional, clean expense reports in PDF format.

🔔 Payday Ritual Reminders
Build a healthy habit of managing your salary on time every single month.

🔒 100% Private & Secure
Your data stays on your device. KunciGaji does not send your financial information to any external servers.

🎯 Who is KunciGaji for?
• Monthly salary earners.
• Anyone wanting a more organized life.
• People who feel their "money disappears too fast."
• Beginners looking for financial discipline without the complexity.

💡 The KunciGaji Philosophy
Financial stress often comes from a lack of system, not a lack of money. KunciGaji helps you build a simple, realistic system for everyday life. It doesn’t have to be perfect—it just needs to be stable and consistent.

❤️ Start Managing Your Money with Confidence
Build healthier financial habits today with KunciGaji.
Manage Salary. Stay Secure. Stay Calm.