Budget Envelopes - Cash Wallet

Plan every dollar with digital envelopes. Manual budget & expense tracker.

Give every dollar a job with Budget Envelopes — the simple, manual envelope budgeting app that puts you back in control of your spending.

Create digital envelopes (we call them wallets) for groceries, rent, bills, fun, savings — anything you spend on. Allocate your income across them. Log each expense as you go. When a wallet runs low, you'll know before you overspend.

No bank linking. No automatic tracking. No guessing where your money went. Just intentional, hands-on budgeting that actually works.

▼ Why envelope budgeting works

The envelope method — also called cash stuffing or zero-based budgeting — has helped people manage money for decades. The principle is simple: decide what every dollar is for before you spend it, not after. When the envelope is empty, you stop spending in that category. No surprises at month-end.

Budget Envelopes brings that proven cash envelope discipline to your Android phone, with the convenience of digital wallets and none of the awkwardness of carrying cash.

▼ Key features

- Digital envelope wallets — Create unlimited budget wallets for any spending category: groceries, gas, dining, subscriptions, savings goals, kids' activities, anything
- Weekly, monthly or yearly budgets — Choose the period that fits each wallet. Run your grocery wallet weekly and your insurance wallet yearly
- Roll-over budgets — Carry unspent budget into the next period, per wallet, so leftover money never disappears
- Categories for transactions — Tag expenses with categories to see exactly where your money goes across all your wallets
- Manual expense tracking — Log every expense yourself. Manual entry is what makes envelope budgeting work — it keeps you present with your money
- Daily pace calculator — See your remaining daily allowance for each wallet, so you know exactly how much you can spend today and stay on budget
- Period navigation — Move between past, current, and future budget periods. Plan ahead or review where your money went
- Recurring expenses — Set up bills and subscriptions that hit the same amount every cycle, so they're automatically tracked
- Period summary dashboard — See total budgeted vs. total spent across all wallets at a glance

▼ For people who want real control

Auto-sync budget apps can show you what already happened. They can't help you decide what should happen. The act of manually logging an expense is what makes envelope budgeting effective — it builds awareness, slows impulse spending, and turns budgeting from a chore into a habit.

If you've tried automatic expense tracker apps and still felt out of control of your money, Budget Envelopes is built for you.

▼ Shared wallets — budget with your partner

Sync a wallet with your partner, roommate, or family. Everyone sees the same budget in real time. No more "did you already buy groceries this week?" — just one shared envelope budget that updates instantly across devices.

▼ Magic Import — receipts, CSVs and statements without the typing

Snap a photo of a receipt, upload a CSV, or drop in a bank statement PDF, and Budget Envelopes pulls out the line items and totals automatically. All the discipline of manual budgeting, none of the data entry.

▼ Private by design

We don't connect to your bank. We don't sell your data. Your budget is yours. Budget Envelopes is a manual budget tracker — the only person who sees your spending is you.

▼ Who it's for

- Anyone trying envelope budgeting or cash stuffing for the first time
- Couples and families wanting a shared budget that actually stays in sync
- Anyone tired of automatic budget apps that don't change their habits
- People paying down debt, saving for goals, or just wanting to spend less
- Zero-based budgeting fans looking for a clean, focused planner

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Questions or feedback? Email us at support@dimmple.com — we read every message.