FatakPay: Loans & Insurance

Apply For Instant Personal Loans, Build Credit Score & Invest in Gold Online

Trusted by 1 Crore+ users, FatakPay is an award-winning finance app that makes instant loan & financial products easy for salaried & self-employed people.

FatakPay India’s financial super app - Whether you need an instant personal loan, improve your credit score, secure insurance, or invest in digital gold & silver, we've got you covered. We operate through RBI-registered NBFC subsidiary & IRDAI-regulated Insurance distributor arm.

💰 Why Choose The FatakPay - Loans & Insurance App
- Personal Loan & Credit Score: Check your credit score & get personal loans online up to Rs 5 lakhs with instant approvals.
- Instant Loans: Get instant loans up to Rs 20,000 in just 7 mins.
- Credit builder: Build or improve your credit score through FatakUdaan.
Investments: Buy 24K Digital Gold & Silver to build your savings with ease.
- Insurance: Stay protected with accident & cancer insurance coverage, complemented by a wellness plan that supports your overall well-being.
- Early wage access: Access your salary early, from our instant loan app, when you need it the most.
- Credit cards: Get an FD-backed free Credit Card instantly with a credit limit of up to ₹1 lakh.

⭐Features of FatakPay Instant Personal Loan App?
- Digital Personal Loans: Get 100% digital, instant personal loans with no collateral.
- Flexible loan repayment: Get flexible tenures of up to 48 months with easy EMIs on our personal loan app.
- Competitive Interest rates: Our quick loan app offers 18% to 40% per annum on an instant personal loan with fast approval.
- Quick disbursal: Apply for an instant loan on the app & get funds disbursed within minutes.

Loan Example🔍 Data Privacy & Permissions?

At FatakPay, privacy is central. You can explore features like bill payments, credit score check, jobs, or investments without sharing SMS access.
When do we ask for SMS permission? Only if you apply for a loan. To process your request instantly, the personal loan app securely reads only bank transaction SMS, never OTPs or personal chats. This helps assess creditworthiness, prevent fraud & enable instant approvals. Consent is always requested & if declined, you can still use all other services.

🔒 Commitment to Security
•All data encrypted in transit & at rest, stored in India
•ISO27001:2022 certified processes
•Only registered landlines used for promotions & collections, never private mobiles
•All payments happen via the loan app, never to personal accounts
•All agent calls are recorded, with no threats or abusive language permitted
•No access to contacts or private data, only coarse location for fraud checks


Fatakpay Loan Offering
Loan Amount: ₹1,000 - ₹ 5,00,000
Interest Rate: from 1%/month
Loan Tenure: 61 days to 48 Months
APR Range: 15% to 78% (based on loan tenure)
Processing fees: up to 8% + 18% GST
Quick loans and Easy EMI plans

Representative Loan Example
Loan Amount: ₹20,000
Tenure: 12 months
Interest Rate: 20% per annum
Processing fees: ₹500 ( 2.5% processing fees + 18% GST )
Total Interest: ₹ 2,232
Monthly EMI: ₹ 1,853
APR: 24.89%
Total sanctioned Loan: ₹ 20,000
Net Amount Disbursed: ₹ 19,410
Total repayment: ₹ 22,232
Total Cost: ₹ 2,822 (interest + processing fees+ GST)

🤝 Our Lending Partners
Loans are approved & disbursed by our RBI-registered NBFC partner, FDPL Finance Pvt Ltd. FatakPay is a Loan Service Provider only.

📞 Support & contact
•Privacy Policy: fatakpay.com/privacy-policy
•Terms & Conditions: fatakpay.com/terms-condition
•Email: help@fatakpay.com
•Connect with us: +91 9240271271 / +91 9240271272
•Office: No. 23, 2nd Floor Der Deutsche Parkz, Subhash Nagar Road, Near Nahur (W) Station, Bhandup West, Mumbai 400078

✅ Note:
• We request permissions like Camera (for KYC selfies), Coarse Location (approximate only, for residence checks) & Device Info (to prevent fraud) only when needed.
• SMS access is only requested if you choose to apply for a loan.

Download the loan app today & get personal loans, insurance, digital gold & silver investments!