SPS Co-op
SPS Co-op Summary
SPS Co-op is a mobile Android app in Finance by Fern Software. Released in Jul 2024 (1 year ago). It has about 983+ installs Based on AppGoblin estimates, it reaches roughly 94 monthly active users . Store metadata: updated Oct 22, 2025.
Recent activity: 3.00 installs this week (9.00 over 4 weeks) showing below average growth View trends →
Store info: Last updated on Google Play on Oct 22, 2025 .
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Screenshots
App Description
SPS Co-op's initial release of new Mobile Banking Interface
SPS Co-op's initial release of the new mobile banking interface.
Join SPS Co-op, see your statements anytime, apply for loans, and more.
Loan Terms Disclosure:
1. Loan repayment terms range from
Minimum Term: 12 months
Maximum Term: 48 months
Allowed Terms: 12, 24, 36, or 48 months
2. Maximum Annual Percentage Rate (APR): Interest Rate
Current Rate: 5% per annum
Note: The interest rate may vary depending on the loan product selected.
3. Example Loan Calculation:
Example: A loan of $1,500 for 12 months at an APR of 5% would result in a total repayment of $1,600.5 including all fees,insurance and interest.
4. Loan Approval Process
Loan are provided by SPS and the loan applications submitted via the SPS Co-op Mobile Banking App are not auto-approved.
They are stored in the Abacus Core Banking System.
An authorized user from SPS will review, approve, and disburse the loan manually.