5 10 10 75

Save, Give, Spend Smart, Invest, & You'll Prosper!

The 5-10-10-75™ Budgeting App, by iPrep2Thrive™ (formerly Beaconeer) automatically divides your income into four “buckets”: 75% Expense, 10% Saving, 10% Charity, and 5% Community Investment.

Why allocate your dollars using 5-10-10-75™?

So that you can be financially empowered and ready in all seasons, whether it’s a #SHTF emergency or that lifetime opportunity you’ve been preparing for.

The 5-10-10-75™ App is accurate and personal in revealing the user’s spending, saving, and giving habits, which have every impact on life-cycle preparedness, prosperity, resilience, and relationship wealth.

The "Bucket" allocation percentages cannot be changed...and that's a good thing! If you find yourself “dipping” into your savings, community, and charity buckets, that’s between you and the app, and no one else.

Many of us experience cash flow imbalance at one time or another!

The 5-10-10-75™ App is intended as a financial education tool. It is not intended for use as a primary repository of your financial data or bank information.

Once downloaded, the App needs no Internet for core functions to work. We do not collect any user information from this App, ever!