Hays is the first free mobile bank for business.

We combined a bank for individual entrepreneurs and a bank for individuals in one application. Free transfers without limits or restrictions. One of the products is an individual card. Use the card for daily purchases. We automatically calculate, save and pay taxes for individual entrepreneurs, so that when you log into the entrepreneur’s personal account, you do not see any debt. We create an online bank so that you can develop your business without manipulation and unnecessary advice. Open an account from anywhere, you only need a phone and the Internet. Download the application, enter your Taxpayer Identification Number (TIN) and wait a couple of minutes while we register your account; you don’t even need to fill out the form.

💼IP ACCOUNT - FOR WORK
Conduct your business online - all accounting and tax are handled by us. RKO for business.
– How can you get money for an individual entrepreneur: issue an invoice, generate an act, receive money from counterparties, generate a quar code.
– Pay bills for services and work, transfer money to any banks - free, instantly and around the clock
– Withdrawing money from an individual entrepreneur’s account is free, instantly and 24/7. Use your money anytime online - this is your personal finance.
– Receive payments from individuals without commission - connect the service for accepting payments through SBP (Quiring) in Hayes. Instant crediting of money to an individual entrepreneur’s account, with the ability to give outlet employees access to a telegram bot for generating QR codes and payment links.
– Apply for a loan for individual entrepreneurs for any purpose from the Potok partner - the largest small business financing platform.
And we will automatically calculate and pay taxes and contributions.

💳HIGH CARD - FOR LIFE AND DAILY SPENDING
Don't mix business and life.
– Transfer money without a limit from a Hays card through SBP to cards of other banks: Tinkoff, Alfa Bank, Rosselkhozbank, VTB, Rosbank, OTP Bank, Otkritie, Sberbank, Promsvyazbank, Tochka Bank, Raiffeisenbank and others
– Pay for flowers for mom or groceries for home, online and offline, pay for cellular communications: MTS, Beeline, Megafon, Tinkoff Mobile, Alfa
– Transfer money: to parents t