Mint Money: Credit Score, Loan

Check & Improve Credit score for free, unlock instant loans

Welcome to Mint Money – your simple, friendly, and reliable app to check your credit score, explore personal loans, and discover credit cards that match your profile. Built by the trusted Hindustan Times group, Mint Money helps you understand your credit, improve your score, and make smarter decisions about loans and credit cards.

If you’ve ever wondered “Which loan should I take?”, “How can I improve my credit score?”, or “Which credit card is right for me?” — Mint Money makes it easy.

⭐ Check Free Credit Score Instantly

Get your free credit score anytime, anywhere with clear, easy-to-understand insights.

Understand:
• Payment history
• Credit utilisation
• Loan & credit card activity
• Factors affecting loan approval

No jargon. Just simple, actionable guidance.

⭐ Improve Your Credit Score

Improve your credit score with step-by-step guidance designed for real results.

Get:
• Easy daily actions
• Insights to fix score issues
• Tips to increase loan eligibility
• Guidance for better loan & credit card approvals

A better score means better financial opportunities.

⭐ Find the Best Personal Loan

Discover personal loans tailored to your credit profile.

See:
• Loans with higher approval chances
• Best loan options for your score
• Safe loan amounts
• Lenders suited to your profile
• Tips to qualify for better offers

Choose confidently — whether it’s an instant loan or a planned personal loan.

⭐ Loan Readiness & Approval Insights

Know your chances before applying.

Understand:
• Loan approval probability
• What to improve before applying
• Best time to apply
• Actions that impact approval
• How to boost eligibility quickly

Reduce rejections and apply smarter.

⭐ Best Credit Cards for You

Find credit cards that match your score and lifestyle.

Explore:
• High approval probability cards
• Beginner-friendly options
• Cards to build and improve credit
• Smart choices before applying for loans

The right credit card today helps unlock better loans tomorrow.

⭐ Smart Alerts & Reminders

Stay on track with:
• EMI reminders
• Credit card bill alerts
• Credit score updates
• High utilisation warnings
• Helpful tips to maintain a healthy credit profile

🔒 Safe, Secure & Trusted

Your data is protected with bank-grade security. Mint Money does not share your personal credit information without consent.

🚀 Start Your Credit Journey Today

• Check free credit score instantly
• Improve your credit score
• Find the best personal loans
• Increase loan eligibility
• Discover top credit cards

⚠️ Important Disclosure

Mint Money is a digital platform that facilitates loans through its lending partners. The loan providers available on the platform include: Akara Capital Advisors Private Limited (Stashfin), Aditya Birla Finance Limited, Si Creva Capital Services Private Limited (Kissht), Credit Saison India Private Limited (Credit Saison), SMFG India Credit Company Limited (SMFG), and EarlySalary Services Private Limited (Fibe).

These entities are registered Non-Banking Financial Companies (NBFCs) or regulated financial institutions. All loans are sanctioned and disbursed solely by these lending partners in accordance with applicable laws and regulations. Mint Money does not directly lend money or make any lending decisions.

💰 Loan Terms & Charges

• Loan Amount: ₹5,000 – ₹20,00,000
• Tenure: 6 months – 60 months
• Annual Percentage Rate (APR): 10.5% – 36% (based on credit profile) + applicable charges
• Monthly Interest Rate: 0.9% – 3%
• Processing Fee: Up to 1.5% – 5% of loan amount

📊 Representative Example

Loan Amount: ₹1,00,000
Tenure: 36 months
Processing Fee: ₹1,500
Interest: ₹41,238.25
Total Repayment: ₹1,42,738.25
(36 EMIs of ₹3,923 each)

Download Mint Money: Credit Score & Loans App today and take your next financial step with confidence.