Why sell your mutual funds when you can borrow against them?

INDcredit is India's simplest way to get a loan against your mutual fund portfolio, without redeeming a single unit of your mutual fund. Think of it as an instant credit line against your mutual fund portfolio Keep your investments growing while unlocking instant liquidity, right from your phone. The process is 100% digital, secure and fast.

Why Choose INDcredit?

➡️ Interest starting from 10% p.a.

Get affordable borrowing with rates beginning at just 10% per annum, far better than traditional loans. Save on interest while keeping costs low and predictable.

➡️ No credit score required

Skip the CIBIL hassle. Approval relies on your mutual fund holdings via secure lien marking with CAMS/KFintech.

➡️ Funds stay invested

Pledge units without redeeming or selling, and continue earning market returns on your mutual funds.

➡️ Receive funds in 2 hours

Post-approval, money reaches your account in just 2 hours. Fast, reliable disbursal for urgent needs like medical bills or travel.

➡️ 100% digital & paperless journey

From eligibility check to disbursal, everything's online, no branches, no paperwork. Quick KYC, risk assessment, and lien creation in minutes.

➡️ No foreclosure or prepayment charges

Repay anytime without penalties. Full flexibility to close early or prepay as your finances improve. Zero hidden fees mean more money stays in your pocket.

➡️ Maximum loan disbursal up to ₹1 Crore (portfolio-based)

Unlock up to ₹1 Crore based on your mutual fund portfolio value. Scale your loan to match your needs, from small emergencies to big goals.

About INDcredit

INDcredit is an NBFC registered with the Reserve Bank of India. We combine regulatory credibility with technology-first thinking to give you a borrowing experience that's fast, fair, and fully in your control. Your money shouldn't sit idle in an emergency, and your investments shouldn't pay the price. Download INDcredit. Borrow smart.

INDcredit Loan on Mutual Funds