Debt Tracker - IOU & Loans

Track who owes you money. Manage personal loans, debts & IOUs effortlessly.

You lend money to a friend and forget about it. Someone owes you $50 for months, but you feel awkward asking. The result: you lose money without even realizing it.

My Debts solves this problem. In seconds, record who owes you money, how much, and when they should pay you back. No more forgotten debts, no more awkward conversations.

🎯 WHY MY DEBTS IS DIFFERENT

Unlike expense-splitting apps like Splitwise or Tricount, My Debts is built for personal loans between two people. No groups, no splitting bills — just you and the person who owes you money (or who you owe).

Perfect for:
- Lending money to a friend, coworker, or family member
- Keeping track of every IOU and knowing exactly what you're owed
- Managing your own debts and never missing a repayment
- Maintaining a complete history of all your loans

💰 KEY FEATURES

Simple loan and debt management
Add a loan or debt in seconds. Enter the amount, the person involved, the reason, and the expected repayment date. My Debts automatically calculates your balance: how much you owe in total and how much is owed to you.

Repayment reminders and alerts
Never miss a deadline again. Get push notifications reminding you of upcoming repayment dates. Send friendly reminders to people who owe you money.

Detailed transaction tracking
Every loan is recorded with its reason, date, and repayment history. You always know why you lent that money and how much has been paid back.

Password protection
Your financial data is sensitive. Lock the app with a password so no one else can see your loans and debts.

Automatic backup and restore
Never lose your data. The app automatically saves all your information so you can restore it when switching phones.

Quick search
Find any loan or person instantly with the built-in search feature.

📊 CLEAR DASHBOARD

When you open the app, you immediately see:
- Total amount owed to you
- Total amount you owe
- List of your debtors and creditors
- Upcoming repayment deadlines

🔒 YOUR DATA STAYS PRIVATE

No personal data is collected. No data is shared with third parties. Your financial information stays on your device and under your control.

📱 SIMPLE AND FREE

My Debts is free and easy to use. No account required. Install and start managing your personal loans and IOUs right away — with friends, family, or clients.

A premium version is available to unlock all advanced features. Flexible subscription, cancel anytime.

Questions or suggestions? Reach out at intergoldex@gmail.com — we reply to every message.