■ Hana One Q Playground
Hana One Q has fun activities, enjoyable benefits, and useful information all gathered in one playground! Play like a game and reap the rewards! Enjoy the fun at Hana One Q Playground. If you're a first-time customer to Hana One Q, you can even win 100% cash back at the playground.

■ Hana Day is the first day of every month
Hana One Q's signature event, accessible to everyone! From a 100% Hana Money raffle to various coupons, set notifications and participate now on Hana One Q.

■ Soccer is One! Hana One Q Soccer Play
Take daily soccer quizzes, cheer on your favorite K-League team, and even win prizes by predicting the win/draw/loss of a match! Discover exciting soccer content right now.

■ Hana One Q offers transfer fee benefits
It doesn't even have to be your primary bank. Transfer from Hana Bank to another bank, or from another bank to another, all with transfer fee benefits!

■ Accounts with Sweet Gifts
Which account do you receive your paycheck in? Why you should receive your paycheck with a Hana Bank account! Get sweet coupons every month when you receive your paycheck! We'll gift you with coupons for coffee, convenience stores, cosmetics, and even delivery.

■ Top up your emergency fund when your wallet is empty
When you suddenly need emergency funds, top up your emergency fund and use it. With an overdraft account, you can withdraw funds whenever you need them, and interest only accrues on the amount you spend.

■ Hana Bank, a specialized foreign exchange bank
Experience our differentiated foreign exchange services with fast and secure international remittances to over 200 countries, the "Exchange Wallet" for economical currency exchange and instant withdrawal, and the "FX Market" foreign exchange trading service, which allows you to easily buy and sell currencies from 27 countries, including USD, EUR, and JPY!

■ Hana Bank, a specialized asset management bank
Experience "Hana Hap," a hyper-personalized digital asset management service based on MyData that analyzes your products and assets in real-time and provides an easily viewable, customized asset management portfolio.

■ Retirement Pension: Hana Bank
Hana Pension Doctor, your retirement pension specialist, protects your assets for life! With our AI pension investment solution, simply set your goals and let AI handle the investment for you. Consult with Hana Bank's pension experts about our personalized IRPs, which offer tax benefits and help you wisely prepare for your pension.

■ Stocks, Cards, and Insurance: Hana OneQ
With Hana OneQ, you can access the latest news and assets from Hana Financial Group (Hana Securities, Hana Card, Hana Capital, Hana Savings Bank, Hana Non-Life Insurance, and Hana Life Insurance) at a glance.

■ Hana One Q App Access Permissions
- Phone (Required): Verifying mobile phone information and membership, etc.
- Storage (Required): Storage of public certificates, OS tampering, image/photo storage, etc.
- Location Information (Optional): Finding branches, ticket storage, payment method selection, overseas usage notifications, affiliated services, etc.
- Address Book (Optional): Transfers, remittances, affiliated services, etc.
- Camera/Microphone (Optional): Facial authentication, ID photo capture, payment, importing certificates via QR code, simple photo payment, document submission, video consultation, integrated search, affiliated services, etc.
- Calendar (Optional): Google Calendar integration, birthday reminders, etc.
- Notifications (Optional): Push notifications, etc.
- Display on top of other apps (Optional): Visible ARS, etc.
※ You can still use the service even if you do not consent to optional access permissions.
※ Access permissions can be changed in the [Settings > Applications > Hana Bank > Permissions] menu.
※ Access permissions can be selectively granted on Android versions 6.0 and higher. However, since all permissions must be granted for versions lower than 6.0, please use the software update function to upgrade to version 6.0 or higher.

■ Visible ARS Service Use Information Consent and Permission Settings - Information Requiring Consent
※ Purpose of Provision: Visible ARS Service Use
※ Provided Information: Mobile Phone Number, App Push ID
※ Recipient: Colgate Inc.
※ Retention Period for Recipient: Until app deletion
※ If you no longer wish to use the service after consenting, please contact Hana Bank Customer Service Center (1599-1111).

[General Notes]
※ Customers who previously used Korea Exchange Bank should install the Hana OneQ app and check their account.
※ Hana Bank Internet Banking (www.kebhana.com) is available on PC.
※ Please read the financial product description and terms and conditions before entering into a financial product contract.
※ Financial consumers have the right to receive explanations about the relevant product or service.

Hana OneQ is Hana Bank’s mobile banking application. Conveniently use various services such as balance inquiry, remittance, and currency exchange on the Hana OneQ app.