Kharyo Listener

Capture payments from your banking apps and reconcile them in real time.

Stop checking bank by bank and chasing after payment captures.

Kharyo Listener turns your Android device into a real-time capture center: it detects incoming notifications from compatible banking apps, extracts key payment data, and syncs it with Kharyo to accelerate reconciliation and give you immediate visibility into your transactions.

Designed for real-world operations:
- Captures payments in real time from the apps you choose to monitor.

- Keeps the service active in the background to minimize losses due to shutdowns, restarts, or interruptions.

- Saves events locally and retries sending when the connection is restored.

- Displays device status, latency, notification history, and the result of each transmission.

- Syncs the catalog of banks and wallets from Kharyo, eliminating the need to reinstall the app to expand compatibility.

- Currently works with an active catalog of 27 monitorable packages and 22 banks with Android apps within the supported operations.

Security and control:
- Log in with your Kharyo account, Google Sign-In, and two-step verification.

- Sensitive data protected with local encryption on the device.

- Signed notifications to validate the integrity of each event.

- You decide which apps to enable or disable in the monitoring.

What it solves for your business:
- Less manual review.

- Less delay in validating payments.

- Greater traceability of what came in, what was sent, and what failed.

- Greater operational peace of mind for merchants and teams that need to confirm payments quickly.

Important: Kharyo Listener requires an active Kharyo account. The app is designed to listen for incoming local notifications from compatible apps; it does not replace your banking app or store your banking credentials.

If you already use Kharyo, install Kharyo Listener and turn every notification into a faster, more visible, and more reliable reconciliation.