그리고(지역화폐)

How to use local currency smartly, [and]

▶ What is ‘and’?
Local currencies issued by local governments are included in one app, [and].
The local currency serviced through ‘And’ is in the form of a rechargeable prepaid card and can be used within each local currency issuance area.
In addition, it is a means of paying welfare allowances to local residents, provides incentives to revitalize the local economy, and supports discounts when making payments at small business stores in accordance with local policies.

▶ Convenient local currency in card form, apply and use ‘Local Currency Card’
- You can apply for a card right from the app without complicated account opening or visiting the bank.
- The issued card can be recharged anytime, anywhere through the mobile app.
- Conveniently pay with a card at any affiliated store in the area.
- Card usage details can be easily checked in the app.
* To strengthen the competitiveness of small business owners, use may be restricted in department stores, large supermarkets, and certain excluded industries.

▶ Local currency that can be used in ‘And’
- Hoengseong-gun, Gangwon-do ‘Hoengseong Love Card’
- Samcheok City, Gangwon-do ‘Samcheok Love Card’
- ‘Donghae Pay’ in Donghae-si, Gangwon-do
- Goseong-gun, Gangwon-do ‘Goseong Love Card’
- Inje-gun, Gangwon-do ‘Inje Filled Dream Card’
- Okcheon-gun, Chungcheongbuk-do ‘Perfume OK Card’
- Gimcheon City, Gyeongsangbuk-do ‘Gimcheon Love Card (Gimcheon Love Pay)’
- Gyeongsan City, Gyeongsangbuk-do ‘Gyeongsan Love Card’
- Yeonggwang-gun, Jeollanam-do ‘Yeonggwang Love Card’
- Yeongwol-gun, Gangwon-do ‘Yeongwol Starlight Fine Card’
- Uiseong-gun, Gyeongsangbuk-do ‘Uiseong Love Card’
- Eumseong-gun, Chungcheongbuk-do ‘Eumseong Happy Pay’
- ‘Tantan Pay’ in Taebaek-si, Gangwon-do
- More local currencies will be added.

▶ Incentives provided
- Incentives are provided when charging and paying with local currency. Incentives are amounts that can be used like cash at the time of payment.
- The rate and method of providing incentives are applied differently depending on the policy and issuance scale of each local government.

▶ Use as a policy-issued card
- Are you eligible for welfare policy? Policy issuance funds provided by local governments are also paid through cards.

▶ 30% income deduction, same as check card
- W