Bread Financial

Manage your account, make a payment, and redeem your rewards on the go.

Experience the Bread Financial® app that’s designed with you in mind! Comenity Bank and Comenity Capital Bank are Bread Financial companies. And now you can manage your Comenity® credit cards, anytime and anywhere, with the credit card app featuring some of today’s most recognized brands.

Download the app to securely manage one or multiple accounts more easily! To access your account, sign in with the same username and password you use for Account Center online. If you haven’t registered for online access, you can do that — and more — in the app.

Discover convenient account management:

• Activate your credit card
• Review transactions and account statements
• Add an authorized buyer to your account
• Enroll in paperless statements
• Request a credit limit increase

Make or change a payment with ease:

• Schedule one-time payments
• Set up autopay
• Review your payment history
• Edit or delete a scheduled payment

Track your credit card rewards, if applicable:

• Check your rewards balance
• Redeem rewards in the amount you want
• Connect to exclusive offers for your card

Tap into useful features with select accounts:

• Set up alerts
• Lock or unlock a card
• Transfer another credit card balance

If you need to contact us, you can send us a message through the app’s Secure Message Center.

Looking for the Bread Savings® app? That’s a separate app you can find by searching “Bread Savings” in your app store. But if you’re ready to download the Bread Financial app for credit card management, you’re in the right place!

Copyright ©2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.