Микрозайм
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App Description
Money on the card. Fast and convenient.
The MicroLoan application is urgent online loans to a card from 5,000 to 50,000 rubles for a period of up to 168 days, with a rate of 0.8% per day for citizens of the Russian Federation from 18 to 80 years old.
We help when you need money quickly and now, without collateral or guarantors. Using the application, you can receive money on your card 24/7 without visiting microloan offices.
This is a great opportunity for you:
- apply for a loan on a personal bank card (Visa, Mastercard, Mir);
- pay or extend an existing loan;
- get free consultation from operators;
- look at the documents for the current loan.
Minimum annual interest rate: 292,000%
Maximum annual interest rate: 292,000%
Minimum repayment period: 84 days
Maximum repayment period: 168 days
The cost of the loan is calculated using the formula:
Amount to be returned = loan amount + overpayment amount, where
Overpayment amount = daily rate % * loan period
There are no additional fees.
An example of calculating the total cost of a loan in the amount of RUB 30,000. for a period of 84 days:
The interest rate for using a loan for 84 days is 0.8% per day.
The full cost of the PSK loan (loan) is 292,000% per annum.
The amount of accrued interest for 84 days of using the loan is 12,791.65 rubles
Repayment by regular payments every 14 days:
Payment 1: 7,133.00 rubles
Payment 2: 7,133.00 rubles
Payment 3: 7,133.00 rubles
Payment 4: 7,133.00 rubles
Payment 5: 7,133.00 rubles
Payment 6: 7,126.65 rubles
Total amount to be repaid: 42,791.65 rubles.
The amount of the penalty is 20% per annum and is accrued simultaneously with the accrual of interest, unless otherwise established by the individual terms of the microloan agreement.