Do you need a credit card with instant approval and benefits? Or are you looking for a loan that will help you with your bills? Regardless of your choice, Credguia is the best solution for those looking for a reliable and secure partner in their finances.

Discover credit cards with the benefits you need, with fast and easy approval. Simulate and apply for loans in just one click, through the most reliable partners on the market. Join the more than 1 MILLION BRAZILIANS that we have already helped find the best solution for their financial health.

With Credguia, you can:

💳 Explore this month's top cards in each category: Every month, we update the selection of the top 3 credit cards in the popular categories:

- Credit card with easy approval
- Credit card with high limit
- Credit card with no annual fee
- Credit card with cashback
- Credit card for those with bad credit

🤑 Receive suggestions for the most advantageous credit cards:

Answer quick questions and discover cards tailored to your profile.

💰Loans with excellent conditions:

We present the Ideal Loan Quiz. In it, you also just have to answer four questions, and at the end, we reveal the loans with the most favorable conditions, according to your profile.

At Credguia, our goal is to facilitate access to credit and loans for all people, whether they are self-employed, CLT workers, students or even unemployed, in addition to those with bad credit. We help you find the solutions that best suit your profile.

🔍 Understand how credit cards work:

If you've never had contact with credit cards and don't understand how they work, don't worry! We explain all the details about cards, card annual fees, limits and how to get a high limit, and much more!

🔍 Discover the world of loans:

Through our exclusive Ideal Loan Quiz, we delve into your needs and financial profile with simple questions. Based on your answers, our technology performs a precise curation, bringing to light the advantageous loan options with the most favorable conditions available on the market.

📣 It's important to note that our app does not belong to any financial institution or bank, okay? Therefore, we do not provide cards directly, but we indicate reliable links so that you can find what you're looking for.

💡 Information about this app:
This app works as a simulator and guide that gathers information about card and loan offers, in addition to providing knowledge to improve your financial education. We do not directly grant loans, cards or any other type of financial product.

The terms for the loans displayed in the app can vary from a minimum period of 6 months to a maximum period of 360 months.

With a minimum interest rate of 1.09% per month (13.08% per year) and a maximum of 19.9% ​​per month (819% per year), varying according to the type of loan requested from the chosen partner and the applicant's credit profile.

Illustrative example of the total cost of the loan with one of the partners:

Amount borrowed: R$1,000.00 to be paid off in 12 months
Total of 12 installments of R$131.75 (including IOF)
Tax on Financial Transactions (IOF) of R$12.79
Total Effective Cost (CET) of the operation of 7.86% per month and 147.93% per year
Total amount to be paid: R$1,581.00

Download CredGuia - The Guide to Credit Cards and Loans.

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