MobiKwik: Loans, UPI & Wallet

Loans up to Rs. 15L, UPI & Wallet, Recharges & Bill Payments, Credit Cards, FD

MobiKwik is India’s favourite app for instant loans up to ₹15 Lakhs, seamless UPI payments, and high-yield investments. Trusted by 18.6 Crore+ users, we provide a secure ecosystem for all your financial needs.

💰 Instant Personal Loans Get the funds you need with a 100% digital process.
- Credit Limit: From ₹30,000 up to ₹15,00,000.
- Instant Disbursal: Funds in your bank account in minutes.
- Tenure: Flexible repayment from 3 to 36 months.
- Interest Rates: Starting from 0.8% per month.
Sample Loan Calculation: Loan Amount: ₹50,000 | Tenure: 12 months APR: 16% p.a. | EMI: ₹4,537 Processing Fee (2%): ₹1,000 Total Repayment: ₹55,444

⚡ UPI & QR Payments Experience lightning-fast payments with India’s most versatile UPI app.
- Scan & Pay: Pay at any merchant QR code instantly.
- RuPay Credit Card on UPI: Link your card and scan to pay at any store.
- Money Transfer: Send money to any UPI ID, mobile number, or bank account.
- Self Transfer: Move funds between your own bank accounts effortlessly.

🚀 Pocket UPI The power of UPI without a bank account.
- No Bank Required: Use your wallet balance for UPI transactions.
- Clean Statements: Keep small daily spends off your bank passbook.
- Biometric Security: Pay via Fingerprint or Face ID - no PIN needed for small scans.
- Top-up option Limits: Load wallet via Credit Card, Debit Card or UPI.

👛 India’s Leading Digital Wallet
MobiKwik is India's pioneer in digital wallet payments, offering unmatched speed and flexibility.
- Add Money via Credit Card: Use your credit card to load your wallet and manage spends.
- Transfer to Bank: Move your wallet balance to any bank account instantly.
- Widest Acceptance: Pay at 1 Million+ online and offline brands like Zomato, Swiggy, Flipkart, BigBasket, 1mg, Myntra & many more
- One-Tap Checkout: Enjoy the fastest checkout experience without waiting for OTPs.

💳 MobiKwik First Card A credit card for everyone, backed by a Fixed Deposit
- 100% Guaranteed Approval with no income proof.
- Earn up to 7.9% interest on your FD while you spend.
- The fastest way to build or improve your credit score.

📈 Wealth & Investments
- Fixed Deposits: Industry-leading returns up to 8.3% p.a.
- Invest in Bonds: Secure your future with stable returns on high-rated Bonds.
- Stock Tracking: Monitor and track your stocks and portfolio performance in real-time.
- Digital Gold: Buy or start a SIP in 24K pure gold from ₹10.
- LENS Spend Tracker: Track balances across banks and get smart insights.

📱 Utilities & Bill Payments
- Recharges: Instant mobile, DTH, and Data packs.
- Bill Payments: Electricity, Water, Gas, and FASTag for 300+ billers.
- Credit Card Bills: Instant settlement for all major bank credit cards.

Lending Partners: SMFG India Credit, Transactree Technologies (Lendbox), Northern Arc Capital, Credit Saison India, Poonawalla Fincorp, Krazybee Services (KB NBFC), Piramal Capital, Suryoday Small Finance Bank, U GRO Capital, Aditya Birla Finance, L&T Finance, Trillion Loans, IDFC FIRST Bank, Hero FinCorp.

Contact Us: One MobiKwik Systems Limited, Sector-53, Gurugram, Haryana 122003, India. 📞 080-69808686 | 🌐 www.mobikwik.com/help