The Indian saver by default saves all their money in deposits with banks, post offices or the government. Some of these people - perhaps around two million of them - have started investing in stock funds. The gateway investment to equity funds is often a tax savings fund - one of the so-called ELSS funds. As ELSS investments come with a lock-in, they are required to remain in place for three years, which is a reasonably long period to see good gains. For most of these investors, the idea that stock funds can give you good returns becomes obvious. So far, so good.

The answer to this question lies in one of the distortions that have crept into Indian stock markets since the inception of derivatives trading. Derivatives such as futures and options can be used to protect traders against risk, acting as an insurance policy. However, they can also be used to enhance risk and returns, as an instrument that offers a chance of higher gains, but also a high risk of huge losses, including complete annihilation of the investor's capital .


Mint and silver have long been associated with each other. A very simple way to use mint in a money attracting spell is to place the fresh green leaves in your wallet or purse. You can also rub the leaves on any area where money is kept while visualizing your money increasing. In addition to these options, you can place mint on a green candle that you burn to withdraw money. You can also grow mint in or around your home for its money-attracting properties. In addition to drawing money, mint is useful for protection, healing and travel.

To work this spell, you will need a green candle, a lodestone (or a magnet), several coins, a piece of paper, and a safe place to keep your belongings while you work on your mojo. The traditional version also requires special incenses and oils, which you can purchase on Cat's site or make yourself if you're the DIY type. Or just leave the bells and smells out completely; As you will see, the real magic of the spell comes from your commitment to doing it.

Astute readers will have already figured out the "magic" behind this spell. These are not the incantations of incense or hoodoo - although those can be powerful triggers for some people. This works because it requires you not to touch your money for seven days.

This magic spell is designed to keep money in your pocket, no matter how much you earn. As GRS readers know, it's saving that makes you rich, not windfalls or high salaries (although those certainly don't hurt).

The most effective way to use a love spell is to focus on the person you desire and concentrate on their image while casting the spell. Visualizing them in your mind will help strengthen the power of the spell. For example, if you're casting a spell on a boyfriend who left you, try to focus on how much you loved him in the past, rather than any negativity that might have occurred during your separation or breakup.