Byaj Calculator: MyByaj Khata

Byaj calculator, udhar khata, hisab kitab & cash counter - free offline app

Byaj Calculator: MyByaj Khata is the best free byaj calculator and udhar khata app for daily interest calculations and personal hisab kitab. Calculate sadharan byaj (simple interest), chakravarti byaj (compound interest), maintain udhar khata, count cash notes, and manage hisab kitab — all in one offline app. Trusted by shopkeepers, money lenders, and individuals across India.

Whether you lend money to friends, run a business with daily udhar transactions, or just want a quick byaj calculator — MyByaj makes interest calculation fast, simple, and accurate.

📱 BYAJ CALCULATOR (INTEREST CALCULATOR)
Calculate simple interest (sadharan byaj) and compound interest (chakravarti byaj) instantly. Enter amount, rate, and time — get accurate byaj results in seconds. Works as your daily byaj calculator, vyaj calculator, vaddi calculator, and interest calculator for personal lending and business needs.

💰 SIMPLE & COMPOUND INTEREST
Choose between simple interest calculator and compound interest calculator. Supports flexible rate inputs (per ₹100, per month, per year), multiple time period units, and village interest style calculations.

📒 UDHAR KHATA & HISAB KITAB
Maintain a complete digital udhar khata and len den khata. Track who owes you and whom you owe. Record full and partial payments, view balances, and clear pending dues. Replace your paper bahi khata with this digital hisab kitab book.

💵 CASH NOTE COUNTER
Built-in cash counter and note counter for shopkeepers. Quickly count notes of all denominations (₹500, ₹200, ₹100, ₹50, ₹20, ₹10). Get instant totals and save records. Best note counter app for daily cash handling.

📄 PDF EXPORT & SHARING
Generate professional PDF reports of byaj calculations and udhar khata records. Share via WhatsApp, SMS, or email instantly.

☁️ DATA BACKUP (Premium)
Premium backup feature saves data offline (on device) and online (cloud). Switch phones or restore data anytime.

🔒 WHY CHOOSE MYBYAJ?
- 100% Free byaj calculator - no charges
- Works 100% offline - no internet needed
- No login required - privacy protected
- Simple interface - no training needed
- Fast and lightweight - any Android phone
- Hindi & English support
- Made in India
- Secure - data stays on your device

👤 WHO CAN USE MYBYAJ?
- Money lenders and finance professionals
- Kirana shop, grocery, general store owners
- Jewellers and gold shop owners (jauhar)
- Garments and tailor shop owners
- Mobile recharge and electronics shops
- Small business traders and shopkeepers
- Personal loan tracking with friends/family
- Students learning interest calculations
- Village shopkeepers and gramin users
- Anyone needing byaj calculator and udhar khata book

📊 KEY FEATURES
- Byaj calculator (simple + compound interest)
- Udhar khata book with customer-wise records
- Cash note counter for currency tally
- Interest calculator with PDF export
- Hisab kitab tracker with balance views
- Personal len den hisab management
- Vaddi calculator for regional users
- Sadharan and chakravarti byaj support

📱 HOW TO USE?
1. Open MyByaj app
2. Choose Byaj Calculator, Udhar Khata, or Cash Counter
3. Enter required details (amount, rate, time)
4. Get instant results
5. Save records for future reference
6. Share PDF reports via WhatsApp

❓ FAQ
Q: Is this byaj calculator free?
A: Yes, 100% free.

Q: Does it work offline?
A: Yes, completely offline.

Q: Is my data safe?
A: Yes, stored on your device only.

Q: Hindi support?
A: Yes, Hindi and English both.

Q: Compound interest support?
A: Yes, both simple and compound.

DISCLAIMER: MyByaj is a financial calculator and personal record-keeping tool. We do NOT provide loans, lending services, or financial advice. All calculations are for personal reference only.

Support: darknod3@gmail.com
Website: mybyaj.com