MyByaj : Interest & Byaj Book

Byaj calculator, EMI, hisab kitab, cash counter + cloud backup. 100% offline

MyByaj Book is your all-in-one byaj calculator and personal hisab kitab app — designed for everyday interest calculations, EMI planning, cash counting, and personal financial record-keeping. Works 100% offline, no login needed.

Whether you lend money to friends, manage daily shop transactions, or simply want to track your byaj (interest) — MyByaj makes it simple and accurate.

📱 Interest Calculator (Byaj Calculator)
Calculate simple interest and compound interest instantly. Enter amount, rate, and time — get accurate byaj results in seconds. Perfect for personal lending, borrowing, and daily business use. Works as your go-to byaj calculator for any type of interest calculation.

📊 EMI Calculator
Planning a home loan, car loan, or personal loan? Use our EMI calculator to find your monthly installment amount. Enter loan amount, interest rate, and tenure to get clear EMI breakdowns. Compare different loan options and plan your repayments smartly.

💵 Cash Note Counter
Quickly count and tally currency notes of all denominations. Enter the number of notes for each value and get instant totals. Ideal for shopkeepers, small business owners, and anyone who handles daily cash transactions. Save your cash counting records for future reference.

📒 Personal Record Tracking (Udhar Khata)
Maintain a clear digital ledger of all amounts given and received. Track who owes you and whom you owe — your personal len-den hisab at your fingertips. No more confusion with paper registers or bahi khata notebooks. Keep your udhar khata organized and up to date.

📄 PDF Export
Generate professional PDF reports of your financial records. Share them easily with anyone via WhatsApp, email, or any messaging app. Keep digital copies of your hisab kitab for personal reference.

☁️ Data Backup (Premium)
Never lose your important records. Our premium backup feature lets you save your data both offline (on device) and online (cloud). Switch phones or restore data anytime with complete peace of mind.

🔒 Why Choose MyByaj?
- 100% Offline — No internet connection required for calculations and records
- Privacy First — No account creation, no login, no unnecessary permissions
- Simple Interface — Clean design that anyone can use easily
- Secure Data — Your financial records stay safely on your device
- Made in India — Built for Indian users and local financial needs

👤 Who Can Use MyByaj?
This app is useful for everyone who deals with money — whether personal or business:
- Kirana shop and grocery store owners
- Jewellers and gold shop owners
- Small business owners and traders
- Money lenders and finance professionals
- Individuals tracking personal loans with friends and family
- Students learning about interest calculations
- Anyone who wants a simple offline byaj calculator and hisab book

MyByaj Book is a financial calculator and personal record-keeping tool. We do NOT provide loans, lending services, or financial advice. All calculations are for personal reference and estimation only.

For support, contact us at: Darknod3@gmail.com
Visit: mybyaj.com