Mortgage Calculator

Calculate mortgage payments, compare scenarios, and view amortization schedules.

Mortgage Calculator – Smart & Private Home Loan Tool

Make smarter home financing decisions with Mortgage Calculator. Enter your loan details and instantly see your monthly payment, total interest, and full repayment breakdown — all calculated directly on your device, with no sign-up required.

📊 CALCULATE YOUR MORTGAGE

Easily adjust four key parameters using intuitive sliders:

Loan amount ($100K – $20M)
Annual interest rate (0.1% – 15%)
Loan term (1 – 40 years)
Extra monthly payment

Watch your monthly payment update in real time as you adjust values. A clear visual breakdown shows exactly how much goes toward principal vs. interest.

🔄 COMPARE SCENARIOS SIDE BY SIDE

Wondering “What if I got a lower rate?” or “What if I paid extra each month?”

Use the comparison tool to adjust interest rate, loan term, and extra payments independently — and instantly see how much you could save (or pay more).

📈 VIEW YOUR AMORTIZATION SCHEDULE

Explore your loan in detail with an interactive chart showing:

Remaining loan balance
Cumulative principal paid
Cumulative interest paid

Tap or drag across the chart to inspect any month. Toggle extra payments on and off to see exactly how much time and money you save.

🚀 KEY FEATURES
Real-time calculations with no loading or network required
Side-by-side “What If” scenario comparison
Interactive amortization chart with monthly detail
Support for extra payments and early payoff
Clean, modern design with dark mode support
Available in 9 languages
No account required — your data stays on your device
🔒 PRIVACY FIRST

All calculations are performed locally on your device. We never collect or store your financial data.

An optional one-time purchase removes all ads.

⚠️ DISCLAIMER

This app is intended for informational and educational purposes only. All calculations are estimates based on your inputs and standard amortization formulas. They do not constitute financial advice, a loan offer, or a commitment to lend.

Actual loan terms, interest rates, fees, and payments may vary depending on your lender, credit profile, and other factors. Always consult a qualified financial advisor or lender before making financial decisions.