Mortgage Calculator Premium

Smart mortgage tools: compare rates, plan payments, and find your dream home.

Calculate your mortgage payments instantly and make smarter home financing decisions.

Mortgage Calculator Premium gives you a complete set of tools to understand your mortgage from every angle — monthly payments, total interest, amortization schedules, and more.

🧮 CALCULATOR

Enter your loan amount, interest rate, and term to instantly see:
• Monthly payment
• Total interest
• Total cost

Add extra monthly payments and discover how much time and money you can save.

🔄 COMPARISON

Wondering “what if?”
Compare different scenarios side by side:
• Interest rates
• Loan terms
• Extra payments

See exactly how much you save — or pay more.

📊 AMORTIZATION

Explore your full payment schedule with an interactive chart.
• Tap any month to see the principal vs. interest breakdown
• Toggle extra payments on and off to compare scenarios

🏠 AFFORDABILITY

Find out how much you can afford to borrow based on your income and expenses.
• Advanced mode includes:
• DSTI limits
• Existing debts
• Down payment calculations

🔁 REFINANCING

Is refinancing worth it?
• Compare your current loan with a new one
• Include fees and costs
• Find your break-even point

📉 FIXED VS VARIABLE

Model a fixed-rate period followed by a variable rate.
Compare total costs over the full loan term and make informed decisions.

💰 LUMP SUM PAYMENTS

See the impact of one-time payments:
• Add up to 5 lump-sum payments
• Apply them at different times
• Watch your interest savings grow

🏡 RENT VS BUY

Compare renting vs. buying over the long term:
• Rent growth
• Maintenance costs
• Property taxes
• Property appreciation

🎯 MILESTONES

Track your progress and stay motivated:
• 25%, 50%, 75%, 100% paid off
• When principal exceeds interest
• When equity surpasses remaining debt

🌍 Available in multiple languages:
English, Czech, German, Spanish, French, Italian, Polish, and Portuguese

⚠️ DISCLAIMER

This app is intended for informational and educational purposes only. All calculations are estimates based on your inputs and standard amortization formulas. They do not constitute financial advice, a loan offer, or a commitment to lend.

Actual loan terms, interest rates, fees, and payments may vary depending on your lender, credit profile, and other factors. Always consult a qualified financial advisor or lender before making financial decisions.