Flex Credit: Credit Line
Flex Credit: Credit Line Summary
Flex Credit: Credit Line is a mobile Android app in Finance by DARK SKULL GHOST PRODUCTION. It has about 157.5K+ installs Based on AppGoblin estimates, it reaches roughly 78.7K monthly active users . Store metadata: updated Apr 28, 2026.
Recent activity: 52.5K installs this week (157.5K over 4 weeks) View trends →
Store info: Last updated on Google Play on Apr 28, 2026 .
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App Description
Manage and track your revolving credit line with clarity and flexibility
Flex Credit is a digital credit management application that helps users view, track, and manage an available revolving credit line in a clear and responsible way.
After completing an eligibility assessment, qualified users may be assigned an available credit limit within the platform. It can remain unused without any cost. Charges apply only when the credit line is actively used, helping users manage their credit usage more clearly.
Key Features
Credit Limit Overview
View your approved credit limit, current usage, and billing details in one place.
Flexible Credit Usage
Decide when and how much of your available credit line to use.
Transparent Pricing
All applicable costs and usage rules are displayed clearly before confirmation.
No Charges When Unused
If the credit line is not used, no fees will be applied.
Secure Data Protection
Advanced security systems and encryption technologies help protect user data and personal information.
Credit Line Details
Indicative Credit Line Range: INR 1,000 – INR 50,000
Maximum Usage Period: up to 365 days
Daily Usage Rate: up to 0.05% per day
Maximum Annualized Rate (APR): up to 18.25%
Service Fee: up to 1% of the utilized amount
The approved credit line remains available within the assigned limit and may be used again according to account conditions.
Example Cost Calculation
This example is provided for illustration purposes only to help explain how usage costs may be calculated.
Credit used: INR 10,000
Usage period: 100 days
Daily usage rate: 0.05%
Interest cost:
INR 10,000 × 0.05% × 100 days = INR 500
Service fee:
INR 10,000 × 1% = INR 100
Total repayment amount: INR 10,600
Charges are calculated based on the actual number of days the credit line is used. Actual costs may vary depending on the usage duration and account conditions.
Eligibility Requirements
To access features within the application, users must meet the following basic conditions:
Be at least 18 years old
Possess a valid identification document
Meet the basic eligibility criteria defined by the platform
Customer Support
If you have any questions, feedback, or require assistance, please feel free to contact our service team.
Customer service email: service@flexcreditapp.com