Paisabazaar: Credit Score App

Check, track and compare your Credit Score from all 4 Credit Bureaus for FREE

Paisabazaar is a free credit score app, enabling consumers to check and monitor their credit score from all 4 credit bureaus for free. Trusted by more than 5.8 crore Indians from 860+ cities across the country, Paisabazaar has been offering consumers free credit score for the last 10+ years.

Credit score on Paisabazaar is powered by CIBIL, Experian, CRIF High Mark and Equifax - all 4 credit bureaus authorized by the RBI. It is not just free, but seamless to check and track, helping millions of consumers stay on top of their credit health and become eligible for the best offers on loans and cards at the time of need.

✔️ How does Paisabazaar help check credit score?

Paisabazaar has built deep partnerships with all 4 RBI-regulated credit bureaus and through digital integrations. The app offers the latest score from these bureaus including CIBIL. You can also check your credit health, across bureaus, from anywhere, anytime - instantly and conveniently with our Zero Spam Call Guarantee.

✔️ Why choose the Paisabazaar App for your Credit needs:
👉 Free Credit Score check from all credit bureaus including CIBIL
👉 Instantly track your score with ease every month
👉 Personalized insights to build your credit score
👉 Detailed Credit Report in 7 regional languages
👉 India's first AI-led Video Credit Report deep-diving into your credit profile
👉 PB Assist - An AI chatbot to help answer all credit queries
👉 Expert assistance for those who need help building credit score
👉 Score predictor to assess how each action impacts your credit score
👉 Secure, digital and unbiased platform

✔️ How Paisabazaar helps consumers improve Credit Score?
👉 Track your Credit Score regularly on the Paisabazaar app
👉 Exclusive Credit Health Report for key insights to improve score
👉 Expert assistance, tips and personalized recommendations
👉 Credit builder products for consumers with damaged credit and New to Credit Consumers

✔️ Loan & Credit Cards on Paisabazaar

Paisabazaar's free credit score initiative also enables access to credit with ease. Partner Banks and NBFCs provide customized offers, according to need and credit profile, while Paisabazaar's Chance of Approval model rank orders offers according to each consumer's eligibility.

Instant Personal Loan
✅ Loan amount up to ₹40–50 lakh
✅ Pre-approved offers
✅ Instant disbursal
✅ Expert assistance
✅ Highest chances of Approval

Other Loans Offered:
✅ Micro Personal Loan
✅ Business Loan
✅ Home Loan

Choose from 100+ Credit Cards
✅ Cashback Credit Cards
✅ UPI Credit Cards (RuPay)
✅ Travel & Lifestyle Credit Cards
✅ FD-Backed Cards to build Credit Score

Mobile Recharge & Bill Payment App
✅ Mobile recharge (prepaid & postpaid)
✅ Electricity and utility bills
✅ Broadband & DTH
✅ Credit Card bill payments
✅ Zero platform fee
✅ Assured rewards
✅ Secure and seamless

Customers applying for a Personal Loan should note that:
✔️ Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
✔️ Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
✔️ For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:

Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortisation Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy.

Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.

Download the Paisabazaar App now

Contact Us
feedback@paisabazaar.com