Paisabazaar: Credit Score App

Check Credit Score & CIBIL Score, Mobile recharge, Instant Personal Loan App

Paisabazaar is a free credit score app, enabling consumers to check & monitor their credit score from all 4 credit bureaus, free for lifetime, for the last 11+ years. Trusted by more than 5.8 crore Indians from 860+ cities across the country.

Paisabazaar Credit Score App is seamless to check and track & has helped millions of Indians to build a strong credit health & become eligible for the personal loan & credit card offers.

✔️ How does Paisabazaar App help Check Credit Score Free?

Paisabazaar has partnerships with all 4 RBI-regulated credit bureaus (CICs) - CIBIL, Experian, CRIF High Mark & Equifax. The app offers the latest score from all bureaus, enabling you to check your free credit score from anywhere, anytime, instantly & conveniently.

✔️ Why choose the Paisabazaar App?

👉 Free Credit Score check from all bureaus
👉 Instantly track your Credit score with ease every month
👉 Personalised insights to build & improve your CIBIL
👉 Detailed Credit Health Report in 7 languages
👉 India's first AI-led Video Credit Report

✔️ How Paisabazaar helps consumers improve CIBIL Score to 750+?

👉 Expert assistance to improve score to 750+
👉 Credit builder products for damaged credit & New to Credit

✔️ Bill Payment & Mobile Recharge App

✅ Assured cashback on every transactions
✅ Recharge your mobile for all telecom operators, including Airtel, Jio, and VI
✅ Pay utility bills like credit card bill payment, DTH, gas etc

✔️ Why Choose Paisabazaar for Instant Personal Loan?

Apply for an instant personal loan up to Rs. 50 lakh from 30+ Banks & NBFCs (only RBI-regulated entities). You can check customized pre-approved loans offers based on your credit profile & eligibility on Paisabazaar Personal Loan App.

✅ Personal Loan amount up to ₹40-50 lakh
✅ Instant disbursal
✅ Expert assistance
✅ Highest chances of approval

✔️ Choose from 100+ Credit Cards

✅ Apply online & get approval in minutes
✅ Compare cards with cashback, rewards, travel benefits, and more
✅ Pre-Approved Credit Cards
✅ UPI Credit Cards (RuPay)
✅ Personalized recommendations based on your credit profile
✅ FD-Backed Cards to build Credit Score

We have a Zero Spam Call Guarantee - expert call only post application for a loan or credit card.

Customers applying for a Personal Loan should note that:

✔️ Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
✔️ Depending upon the applicant’s profile & the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
✔️ For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:

Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9,000
Documentation charges: Rs 500
Amortisation Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy.

Also, depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.

Paisabazaar is a digital lending platform and marketplace; it is not a direct lender, bank, or Non-Banking Financial Company (NBFC). We act as an authorized Lending Service Provider (LSP) facilitating personal and business credit applications on behalf of our RBI-registered banking & NBFC partners.

All loan disbursals and repayment collections are processed directly between the borrower & the chosen bank/NBFC.

Our Prime RBI-Registered Lending Partners include - IDFC FIRST Bank Ltd, DMI Finance Pvt Ltd, Tata Capital Ltd, Federal Bank Ltd, HDFC Bank Ltd, YES BANK Ltd.

[Note: The comprehensive and updated list of our partners along with their respective active landing pages can be verified on our official website].

Contact Us: feedback@paisabazaar.com