PayNest: Loan & Budget SMS

Developer: Ultra Apps World

Category: Finance

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11.9K installs

102 ratings

1.5K monthly active users

$<10K monthly revenue est.

IAP 46% · Ad 54%

Install Trends

Weekly +113

Declining

Monthly +504

Declining

PayNest: Loan & Budget SMS Summary

PayNest: Loan & Budget SMS is a ad-supported, with in-app purchases Android app in Finance by Ultra Apps World. Released in Jul 2025 (10 months ago). It has about 11.9K+ installs and 102 ratings with a 4.67★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 1.5K monthly active users and generates around $<10K monthly revenue (46% IAP / 54% ads). Store metadata: updated May 1, 2026.

Recent activity: 113 installs this week (504 over 4 weeks) showing declining growth , and 4.00 new ratings this week View trends →

Store info: Last updated on Google Play on May 1, 2026 .

SDKs, Trackers & Permissions

App not yet scanned for SDKs.

App Details

Store ID: com.paynest.ultraapps

First Released: 2025-07-03

Store Last Updated: 2026-05-01

In-App Purchases: Yes

Ads: Yes

Website: ultraappsworld.com

App Store

Crawl Status: Success

AppGoblin First Crawled: 2025-07-12

AppGoblin Last Crawled: 2026-05-16

Ads & App-Ads.txt

Ads.txt Last Crawled: 2025-10-17

Ads.txt Crawl Status: Success

AppGoblin SDK Scans

App not yet analyzed for SDKs.

The download and scan process is automated but can require manual troubleshooting. Feel free to reach out if your request does not complete in 24hrs or if you have any questions.

4.67★

Ratings: 102

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Screenshots

App Description

Automated tracking for Loan Payment, Expenses and Income, Bank & Momo Alerts

📩 PayNest – Automatic SMS Expense Tracker

PayNest automatically tracks your income, expenses, loans, transfers, and payments using bank and mobile money SMS alerts — no manual entry required.

No spreadsheets.
No account login.
No cloud sync.

Just install and PayNest quietly turns your SMS alerts into a clear financial overview.

🔍 How PayNest Works

Whenever your bank or wallet sends a transaction SMS, PayNest:

Reads the message securely on your device

Identifies debits, credits, refunds, and transfers

Groups transactions by sender into account histories

Builds automatic summaries for income and expenses

Everything happens offline and privately.

💡 Why PayNest Stands Out

Automatic SMS Transaction Tracking Track bank and mobile money payments without typing a single amount.

Multiple Account Statements View clean histories for banks, wallets, and payment platforms — all in one place.

Income & Expense Reports Instant summaries for spending, income, refunds, transfers, and unknown charges.

Daily, Weekly & Monthly Insights Understand where your money goes and when it comes in.

Works Offline & Fully Private Your SMS messages never leave your phone. No registration required.

Export to Excel or CSV Perfect for budgeting, accounting, or business reporting.

Fast & Lightweight Optimized for low battery use and smooth performance on all devices.

🌍 Built for Global Payments

PayNest supports multiple currencies and SMS formats, including:

USD, CAD, EUR, INR, PHP, GHS, NGN and more

Works seamlessly with banks, mobile money services, and digital wallets across multiple countries.

🚀 Ideal For

Freelancers tracking income automatically

Business owners monitoring daily payments

Individuals budgeting monthly expenses

Anyone who receives bank or wallet SMS alerts

✅ Simple & Secure

No registration required

No internet needed

No cloud storage

Minimal setup — just open and sync

Install PayNest today and turn your SMS alerts into a powerful financial dashboard.

Track smarter.
Spend wiser.
Stay in control.