PhonePe Business: Merchant App
PhonePe Business: Merchant App Summary
PhonePe Business: Merchant App is a ad-supported Android app in Finance by PhonePe. It has about 95.1M+ installs and 477.6K ratings with a 4.25★ (good) average. Based on AppGoblin estimates, it reaches roughly 8.2M monthly active users and generates around $>500K monthly revenue (0% IAP / 100% ads). Store metadata: updated Feb 24, 2026.
Recent activity: 227.1K installs this week (1.1M over 4 weeks) showing steady growth , and 360 new ratings this week View trends →
Data tracking: SDKs and third-party integrations were last analyzed on Feb 8, 2025.
Store info: Last updated on Google Play on Feb 24, 2026 .
4.25★
Ratings: 477.6K
Screenshots
App Description
Digital Payments, QR Code Payments, Smart Speaker, Instant Business Loan
The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! You can set up your business account & accept payments, track transactions, receive settlements, apply for a loan & much more.
Once your account is activated, you can instantly download the payment QR sticker & start accepting digital payments at your store. You can also order free QR stickers & have them delivered to your store, across India.
Key Benefits of PhonePe Business App
Easy payment acceptance:
Use the PhonePe QR to accept payments from all BHIM UPI apps. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets.
Get instant help:
Resolve queries using our user-friendly Chat Bot in the Help section. You can also reach out to our helpdesk on the PhonePe Business app.
Direct settlement into your bank account:
Money is transferred safely & directly into your bank account instantly or next morning. You can also use our ‘SettleNow’ feature to receive money in your bank account any time during the day.
Real-time transactions & payments tracking:
Check your transactions & settlements easily in the History section on the PhonePe Business app.
Get Instant Loan for Merchants:
The PhonePe Business app provides online loans to MSMEs. Get a loan on PhonePe & move a step closer to growing your business.
Merchant Loan Highlights:
- Attractive interest rates with up to 30 months tenure
- Instant digital loan with 0 paperwork
- Online loans from INR 50,000 to INR 5,00,000
- Easy repayment option with EDI - Easy Daily Installments
- EDIs deducted from daily transactions collected via customer payments on PhonePe
- 100% trustworthy loans, offered by RBI-regulated PhonePe lending partners authorized to offer credit products
- Multiple lenders & option to select the best offering at competitive interest rates
- Low processing fees & no other hidden charges
- Daily updates about your Loan on the PhonePe Business app
- Option to foreclose Loan any time
Online Loan Eligibility:
The eligibility criteria for business loans for merchants are:
Accept payments on PhonePe QR for more than INR 15,000 per month
Be an active merchant, accepting payments on PhonePe QR for 3 months or more
*Merchant loans are offered at the discretion of our