Pinjam Modal

About Pinjam Modal

Pinjam Modal is an application for applying for business capital and employee loans. We help connect people who need unsecured loans with lenders through a fast and easy process.

Pinjam Modal, or PT Finansial Integrasi Teknologi, is a subsidiary of PT BFI Finance Indonesia, Tbk., one of the largest and oldest multifinance companies in Indonesia. Pinjam Modal is licensed and supervised by the Financial Services Authority (OJK) with a license certificate: KEP - 20/D.05/2020, dated June 11, 2020. Pinjam Modal also has ISO 27001 certification in the field of financial aggregator services.

Capital Loan Services

👷 Employee Loans for Partner Companies

SPECIAL loans for employees of companies partnered with Pinjam Modal.

Product Description:
- Term: 91 Days to 180 Days
- Loan Limit: 1 - 10 million
- Minimum Term: 91 Days
- Interest 1.5%/Month or maximum APR 18%

Employee Loan Simulation
If you borrow Rp 9,000,000 with a 3-month term and 1.5% interest per month, the monthly installments are: the first installment is Rp 3,347,000, and subsequent installments are Rp 3,347,000.

Minimum Requirements for Fast Disbursement Online Loans:
• Indonesian Citizen
• Have a steady income
• Age 21-55
• Have a personal savings account for transfers

How to Apply for a Loan?

1. Register a Pinjam Modal Account
Register or log in easily using your email.

2. Determine Loan Amount and Tenor
Choose your loan amount from 1 million Rupiah to 10 million Rupiah, with a minimum term of 91 days to 180 days.

3. Fill in Your Personal Data
Complete your profile to process your loan. Pinjam Modal will protect and keep your personal data confidential.

4. Loan Decision
Through an integrated system, loan decisions are made in less than 2 hours. Once approved, funds will be transferred to your payroll account.

5. Pay on Time

Installment payments are made through payroll deductions, making it easier for you to manage your finances.

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