Pocketly Instant Personal Loan

12.8M installs
146.7K ratings
1.4M monthly active users
Revenue not available
Install Trends
Weekly +126.4K
Steady
Monthly +1.3M
Trending

Pocketly Instant Personal Loan Summary

Pocketly Instant Personal Loan is a mobile Android app in Finance by Speel Finance Company Private Limited. Released in Oct 2019 (6 years ago). It has about 12.8M+ installs and 146.7K ratings with a 2.74★ (poor) average. Based on AppGoblin estimates, it reaches roughly 1.4M monthly active users . Store metadata: updated Apr 24, 2026, version 105.

Recent activity: 126.4K installs this week (1.3M over 4 weeks) showing exceptional growth , and 3.5K new ratings this week View trends →

Data tracking: SDKs and third-party integrations were last analyzed on Mar 28, 2026.

Store info: Last updated on Google Play on Apr 24, 2026 (version 105).


2.74★

Ratings: 146.7K

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Screenshots

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App Description

Quick & Easy Approval on Salaried & Student Loans Online & Instant Money Credit

Pocketly–Your Go-To Instant personal loan app!

Need a quick loan? Say goodbye to long bank queues & endless paperwork! Welcome to Pocketly, the ultimate instant personal loan app designed to give you financial freedom exactly when you need it. Whether you are a student needing tuition fees or a salaried professional facing an end-of-month crunch, Pocketly is the secure online loan solution you have been waiting for.

With the Pocketly money app, credit is just a tap away. We offer a seamless experience that lets you get credit up to ₹25,000. Our smart technology ensures that once your KYC is approved, the loan amount is disbursed into your account within seconds!

Why Choose Pocketly?

We understand that financial needs can be urgent. That is why our quick loan process is designed for speed & simplicity.
- Zero Physical Documentation: Complete your KYC online. No paper forms, no fuss. Everything is 100% digital.
- Lightning-Fast Disbursal: Get cash in your bank account in seconds after KYC approval.

Key Features:

- Credit up to ₹25,000: Bridge your financial gaps with Pocketly. Get instant access to funds from small amounts up to ₹25,000 anytime!
- Instant Disbursal: Complete your 100% online KYC in minutes on our instant personal loan app. Once verified, your quick loan is transferred immediately to your account.
- Specialized for Everyone: Manage your cash flow seamlessly with Pocketly, the widely trusted personal loans for student and salaried individuals .
- Flexible Repayment Plans: Repay on your own terms! Choose a payback period of 61 to 180 days. Our interest rates are affordable, starting from just 2% to 3% per month.
- Referral Rewards: Spread the word about our online loan platform! Refer your friends to Pocketly & earn up to ₹10,000 in benefits.

Who is Pocketly Money App For?

- Students: Do you need extra cash for books, exams, or a trip? Pocketly is the perfect student loan companion to keep your studies & lifestyle on track.
- Salaried Professionals: Facing an unexpected medical bill or utility expense? Use our quick loan feature to bridge the gap until payday.
- Self-employed Professionals: Need urgent funds to cover small business expenses? Our loan assist feature provides the financial backup you need.

Transparent Fees & Charges

Transparency is the core of our loan assistance promise.
- Interest Rates: 2% to 3% per month.
- APR: 30% to 132%.
- Processing Fees: 0% - 7.5% (GST extra as applicable).
- Tenure: 61 days to 180 days.

Representative Loan Example
Here is how our online loan calculation works:
Loan Amount: ₹5,000
Tenure: 90 Days
Interest Rate: 36% per annum
Processing Fee: As applicable (assumed small fee for calculation)
Calculation:
Interest = ₹5,000 x 36% x 90/365 = ₹443.8
Total Repayment Amount: ₹5,000 (Principal) + ₹443.8 (Interest) = ₹5443.8
(Note: GST & processing fees will be extra as applicable)

Lending NBFC
Speel Finance Company Pvt. Ltd. (CIN: U65920MH1995PTC090558). Speel Finance Company Pvt. Ltd. is a RBI registered NBFC.
Speel Finance Company Pvt. Ltd. provides the loans as well as owns and operates the digital lending platform application Pocketly.

Take Control of Your Finances Today!
Get access to funds exactly when you need them. Whether you need a student loan for college expenses, loan assistance to manage monthly budgets, or a quick loan for a medical emergency, we are here to help. Funds are just seconds away!

Join millions of satisfied users who have made Pocketly their online loan partner.
We store and analyze the transactional SMSs present on the users
device to assess his/her credit worthiness.

Contact Us
If you have any queries or need help with our loan application, please reach out: care@support.pocketly.in
Privacy & Policy : https://speelfinance.com/privacy-policy ; https://pocketly.in/privacy-policy

Download Pocketly now—the smart loan assist & borrowing solution for modern India!