Raisin: Earn More on Cash

Open high-yield savings accounts from 75+ FDIC & NCUA-insured banks

Trusted by 1,000,000+ savers with $80 billion+ in deposits worldwide, Raisin makes it easy to grow your savings — all in one secure app.

Discover exclusive high-yield savings accounts and CDs from 75+ FDIC-member banks and NCUA-member credit unions. Compare rates, open accounts, and manage everything from a single dashboard, no new logins or paperwork each time.

Why savers choose Raisin
- Top Rates, Less Work – Access competitive rates from leading banks and credit unions nationwide.
- FDIC & NCUA Regulated – All deposits are held at FDIC-member partner banks or NCUA-member credit unions.
- One Secure Login – Open and manage multiple savings accounts and CDs from a single login.
- Simplified Tax Management – View all balances and tax documents in one secure dashboard, no more managing separate 1099 forms.
- No Fees or Minimums – Every dollar earns interest from day one

Raisin brings the top high-yield savings offers from multiple banks, making it the easiest way to earn more on your cash. That means no more chasing rates or juggling multiple logins and statements.

No fees. No minimums. Just higher earnings with less hassle.

How it works
1. Create a free Raisin login.
2. Choose from top-rated savings accounts and CDs.
3. Fund and manage all your deposits in one place.

Why it’s different
Unlike a bank, Raisin is a savings marketplace that connects you directly with federally insured partner institutions across the country. You always keep full control of your funds and earn interest directly from your chosen bank or credit union.
Whether you want steady growth or flexible access to your cash, Raisin helps your money perform better without the extra steps.

Start earning more — safely, simply, and all in one place.