Military & Fed Retirement App

Retirement planning tools for military, federal employees, and veterans.

⚠️ INDEPENDENT CALCULATOR - NOT A GOVERNMENT APP
This app is not affiliated with, endorsed by, or representative of the U.S. Department of Defense, Veterans Affairs, Office of Personnel Management, Social Security Administration, or any federal/state government agency. This is an independent planning tool.

Military Federal Retirement Planner helps transitioning service members, veterans, federal employees, and civilian employees estimate and forecast their financial future with comprehensive retirement calculators.

NINE POWERFUL CALCULATORS:
- Household Summary - View combined income projections for your entire family
- VA Disability - Calculate veteran disability compensation with accurate rates
- Military Retirement - Active duty, Reserve, and Guard with BRS and High-3 options
- Federal Pay - Current GS, LEO, SES, and ES pay scales with locality adjustments
- TSP Projections - Thrift Savings Plan growth with customizable contribution rates
- Paycheck Calculator - Estimate take-home pay with state tax calculations
- Federal Retirement - Project FERS and CSRS annuity payments
- Social Security - Future benefit estimates based on your earnings
- 401(k) / IRA Planner - Project civilian retirement savings across Traditional 401(k), Roth 401(k), Traditional IRA, and Roth IRA

KEY FEATURES:
✓ Multi-profile support - Track calculations for yourself and family members
✓ Current pay tables - Updated federal and military pay scales
✓ Locality adjustments - Accurate geographic pay differentials
✓ Tax calculations - State-specific withholding estimates
✓ TRICARE costs - Premium calculations based on service dates
✓ Data persistence - All calculations saved between sessions

📊 OFFICIAL DATA SOURCES:
All calculations use publicly available rates from official government sources:
- VA Disability: https://www.va.gov/disability/compensation-rates/
- Military Pay: https://www.dfas.mil/militarymembers/payentitlements/
- Federal Pay: https://www.opm.gov/policy-data-oversight/pay-leave/salaries-wages/
- TSP: https://www.tsp.gov
- FERS/CSRS: https://www.opm.gov/retirement-services/
- Social Security: https://www.ssa.gov/benefits/retirement/
- TRICARE: https://www.tricare.mil/costs

PRIVACY FIRST:
Your data stays on your device. Calculations are processed securely via our API but no personal information is stored on our servers. All profiles and results remain local to your device for complete privacy.

IMPORTANT: This calculator provides estimates only. For official benefit determinations, consult your servicing personnel office, OPM, VA, DFAS, SSA, or certified financial planner directly.

Perfect for retirement planning, transition preparation, and comparing federal vs private sector careers.