Mobiles Bezahlen

Pay easily, securely and conveniently with your digital wallet.

With the "Mobile Payment" app and your digital cards, you can conveniently pay at the checkout of your favorite stores. You control the use of your cards yourself – with Card Control*. And with the "Express Credit"* feature, you can spontaneously fulfill your wishes with short-term liquidity.

To pay in stores, store the debit cards of one or more Sparkasse banks and BW-Bank and/or your Sparkasse credit cards in the "Mobile Payment" app. At the checkout, simply unlock your smartphone using the stored, secure method, hold it close to the card reader, and wait for the visual and audible confirmation – that's it. This works wherever contactless payment and your card are supported.

For an additional level of security, you can independently control the use of your physical and digital cards with Card Control*. For example, you can set payment restrictions or customize other card settings at short notice.

In addition to paying with a digital card, you can take out a free express loan* from €500 to €3,000 directly in the app – and fulfill your dream immediately in-store. You'll receive the amount in your account within minutes and can repay it within 30 days or pay it off with an installment loan. The express loan will be offered to you in the app if your bank offers this feature.

FEATURES AND BENEFITS
• Fast in-store payments with payment authentication via the secure unlocking method stored on your smartphone
• Secure payments with the same high security standards as contactless card payments, app PIN, and other measures
• Identical spending limits and card limits as with physical cards
• Overview of the last 50 transactions for all stored digital cards
• Pay in stores even without an internet connection
• Use in both light and dark mode – depending on your needs and situation

DIGITAL CARDS REQUIREMENTS
• You are at least 13 years old
• You have a checking account activated for online banking or online banking business with a participating German Sparkasse or BW-Bank
• You use one of the supported TAN methods: chipTAN (including chipTAN-QR), pushTAN (including pushTAN 2.0)
• You have a valid debit card from your Sparkasse(s) or BW-Bank and/or a Sparkasse Credit Card
• Current Android operating system with activated NFC interface
Do you have any questions? We are available for you at +49 711 22 04 09 50