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Calculate home refinancing and retirement. After 3 years, how much interest will you save?

Calculate home refinancing and retirement. After 3 years, how much interest will you save? And which type will be more economical? Calculated from the remaining loan balance and monthly installments equal to the original bank, consisting of 2 sub-apps:

1. How much will you save by refinancing?

The app will calculate that If the total interest for 3 years of the original bank (years 4-6 or the next 3 years) is compared with the total interest for the first 3 years and other expenses (if any) in refinancing with the new bank. Which type will be more economical? And how much will you save?

2. Refinance or Retention Which type will be more economical?

The app will calculate that If the total interest for 3 years of the original bank (years 4-6 or the next 3 years) is compared with the total interest for the first 3 years and other expenses (if any) in refinancing with the new bank. and compare with the retirement with the original bank Which type will be more economical? And how much will you save?

meaning

Refinancing means applying for a home loan from a new bank. To get a lower interest rate on the loan
Retention is requesting a reduction in the loan interest rate from the original bank.

Note: This app is only used to help calculate basic financial numbers.

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