사이다뱅크(SBI저축은행)

A new taste of finance

SBI Savings Bank's Mobile Banking APP, Cider Bank!

Experience the popping new flavor of finance at Cider!

● Cool Benefits, Parking Account

- Product Name: Cider Deposit & Withdrawal Account

- Eligibility: Korean nationals aged 17 or older holding a Resident Registration Card or Driver's License

- Subscription Channel: Cider Bank APP

- Interest Rate: ① 100 million KRW or less: 2.7% per annum

② Over 100 million KRW: 0.2% per annum

- Rate Basis: As of June 24, 2026, pre-tax, variable rate

- Interest Payment: Paid monthly based on settlement

● Earn interest on living expenses too! Lifestyle Parking Account

- Product Name: Lifestyle Parking Account

- Eligibility: Korean nationals aged 17 or older holding a Resident Registration Card or Driver's License

- Subscription Channel: Cider Bank APP

- Interest Rate: 7.7% ~ 2.7% (Up to 2 million KRW)

1) Base Rate

- 2 million KRW or less: 2.7% per annum

- Over 2 million KRW ~ 100 million KRW or less: 1.7% per annum

- Over 100 million KRW: 0.2% per annum

2) Preferential Rate (Applicable to 2 million KRW or less)

- Youth (Ages 17~39): 0.5% per annum

- New Customers: 4.0% per annum (However, the preferential rate applies for one year from the subscription date)

- Registration of Paysa Simple Payment Account: 0.5% per annum

*New Customers: Customers opening an SBI Savings Bank deposit/savings account for the first time or long-term inactive customers (customers holding only suspended accounts)

*Simple Payment: Kakao Pay, Naver Pay, Toss, Payco, Baedal Minjok

- Interest Rate Basis: As of August 6, 2026, Pre-tax, Variable Rate

- Interest Payment: Monthly settlement payment

- Number of Accounts: 20,000 per year

- Restriction: 1 account per person

● Important Notes on Financial Transactions

- If a report of an incident is registered regarding the account, such as legal payment restrictions, seizure, provisional seizure, establishment of a pledge, or suspension of deposits/withdrawals/payments,

withdrawal, deposit, termination, or interest payment of the balance may be restricted in accordance with relevant standards.

- We strongly recommend that you read the product description and terms and conditions thoroughly before signing the contract.

- This deposit is protected under the Depositor Protection Act up to 100 million KRW per person (combined with other protected products at the same savings bank), including principal and accrued interest.

● Customer Experience Center Information

- Inquiries regarding deposits, savings, loans, and cards: 1566-2210

- Consultation Hours: Weekdays 09:00–18:00

● App Usage Permissions and Purposes

- Phone (Required): Connecting to consultations and device authentication

- SMS (Optional): Identity verification and sharing transfer results

- Camera (Optional): Taking photos of ID cards, submitting documents, and registering profile photos

- Address Book (Optional): Entering simple information for transfers, participating in Couple Account and Network Account events

- Location (Optional): Finding branches

- Storage (Optional): Saving coupons, transfer confirmations, and card sales slips

- App Activity: Collecting threat information (malicious apps, etc.) to prevent electronic financial transaction fraud

- Device/Other Identifiers: Collecting identifiers for verifying designated terminals to prevent electronic financial transaction fraud

* You can still use the service even if you do not allow optional permissions, but there may be restrictions on some services.

● Minimum Supported OS

- Cider Bank APP available on Android 8.0 or higher

● Review Number

- Approved by the Korea Federation of Savings Banks 2026-01047 (2026.07.31 ~ 2027.07.30)

- Approved by the Compliance Officer of SBI Savings Bank No. 2026-854 (2026.07.28 ~ 2027.07.27)