AsetKu - Digital Lending
AsetKu - Digital Lending Summary
AsetKu - Digital Lending is a free Android app in Finance by PT Pintar Inovasi Digital. Released in Oct 2017 (8 years ago). It has about 3.8M+ installs and 61K ratings with a 4.65★ (excellent) average. Based on AppGoblin estimates, it reaches roughly 312K monthly active users . Store last updated Jan 22, 2026
Recent activity: 8.7K installs this week (28K over 4 weeks) showing strong growth , and 28 new ratings this week View trends →
Advertising: AppGoblin detected 1.00 monetized ad creatives shown inside the app.
SDK intelligence: AppGoblin detected 8 development tools(e.g. Kotlin), 4 analytics: product, 2 ad networks, 1 business tools,and 1 analytics: attribution integrated into AsetKu - Digital Lending. View full SDK list →
Data tracking: The app's network data flows (API traffic to/from the app and its SDKs) were last crawled on Sep 19, 2025.
AsetKu - Digital Lending SDKs Summary
AsetKu - Digital Lending was last scanned for SDKs on 2025-09-19. Below is the overview of third-party companies detected in the app. The full list of SDKs, permissions and unknowns is available here.
AppGoblin saw AsetKu - Digital Lending uses 2 Ad Networks
AppGoblin saw AsetKu - Digital Lending uses 4 Analytics: Product
AppGoblin saw AsetKu - Digital Lending uses 8 Development Tools
AppGoblin saw AsetKu - Digital Lending uses 1 Business Tools
AppGoblin saw AsetKu - Digital Lending uses 1 Analytics: Attribution
4.65★
Ratings: 61K
Screenshots
App Description
Licensed and supervised by OJK
AsetKu is an digital Lending (Borrowing) platform licensed and supervised by OJK (Financial Services Authority) under Business License No. KEP-123/D.05/2021. It is also a member of AFPI, the association officially appointed by OJK as the official platform for Technology-Based Joint Funding Services. AsetKu offers user-friendly online services 24/7 to meet your lending or borrowing needs anytime, anywhere. Secure Consumptive Loan Solutions that offer safe loan services in full compliance with the regulations of the Financial Services Authority (OJK).
Flexible Loan Options:
Loan amounts ranging from Rp 150,000 to Rp 15,000,000.
A variety of repayment terms, from 91 to 365 days.
Transparency of Costs:
Maximum daily interest rate of 0.3%.
Maximum Annual Percentage Rate (APR): 109.5%.
In accordance with OJK regulations, total interest, fees, and late charges will not exceed 100% of the initial loan principal.
Loan Simulation Example:
A loan of Rp 1,000,000 with a term of 91 days will result in a total repayment of Rp 1,273,000.
Why Choose AsetKu?
✔︎ No collateral required.
✔︎ 100% digital, easy and simple verification process.
✔︎ Loan is disbursed upon approval.
✔︎ Competitive interest rate at max. 0.3% per day.
✔︎ No hidden fees.
✔︎ ISO 27001 certified for information security and ISO 27701 certified for data privacy management.
Terms and Conditions :
Indonesian citizen (WNI).
At least 18 years old.
Possesses a valid ID and bank account.
How to Apply for a Loan on AsetKu:
1. Download the AsetKu app.
2. Fill in your personal information.
3. Apply for a loan limit.
4. Wait for the verification process.
5. Once approved, the loan will be disbursed directly to your bank account.
AsetKu is licensed and regulated by OJK and holds ISO 27001 and ISO 27701 certifications.
Contact Us
★ Email :
loan@asetku.com (for Lenders / Borrowers) and
cs@asetku.com (for Lenders / Borrowers)
★ Phone :
(021) 1500116
★ Address :
PT. Pintar Inovasi Digital (AsetKu)
Sequis Tower, Lantai 18 Unit 1-7, Jalan Jend. Sudirman No. 71,
Kel. Senayan, Kec. Kebayoran Baru, Kota Adm. Jakarta Selatan,
Daerah Khusus Ibukota Jakarta 12190

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