Simpl: Shop Now. Pay Later.

Shop Online, Pay Bills via UPI & Settle Later with Ease, Earn Instant Cashback

Simpl – Your Pay Later App for UPI, Bill Payments & Daily Shopping



Simpl turns your everyday payments into effortless experiences. From managing utility bills to enabling faster checkouts, Simpl helps streamline spending across 26,000+ trusted brands with your online khata. It’s the easiest way to shop now, pay later, while staying in control of your budget.



🔑 Why Use Simpl?

• ✅ Pay Utility Bills with One Tap: Pay electricity, gas, FASTag, broadband and mobile bills in one place. Use your Simpl limit for a single-tap payment experience. Set up autopay and avoid late fees.


• ✅ Seamless Checkout with Simpl: Experience quick and secure payments on supported merchants. Skip OTPs and long forms – get fast checkouts using your approved Simpl limit.


• ✅ Shop Now, Pay Later: Use your online khata to split payments and pay in easy bi-monthly cycles – no credit card needed.


• ✅ Track, Manage, and Budget: Stay in control of your spending. Simpl shows all your payment history, limits, and due dates in one view — across shopping and bill payments.


• ✅ BNPL App for Everyday Use: Simpl works with food delivery, fashion, D2C brands and more – ideal for everyday postpaid shopping without hidden fees or surprises.


• ✅ Quick Bill Pay for Daily Needs: Pay your recurring bills faster – Simpl saves your details for repeat payments and reduces checkout time for supported categories.

• 👉🏼 Receive clear statements twice a month


• 👉🏼 Pay later using your Simpl spending limit


• 👉🏼 Use responsibly to unlock higher limits