ET Money: All Your Wealth. One Intelligent App
ET Money helps you plan, invest, grow & manage your wealth, simply & intelligently.
Millions of Indians use it to build long-term wealth across various investment products, including Mutual Funds, Fixed Deposits, NPS, Bonds, Smallcases, PMS, AIFs & more.
It brings your plans, investments & insights together in one clean, powerful app.

All wealth products in one place
Mutual Funds: Invest in the top mutual funds in India instantly. Start SIP or do a lumpsum effortlessly. No paperwork required. No demat account needed.
Fixed Deposits: Get high-interest FDs from trusted names like Bajaj Finance, Shiram Finance & Survoday SF Bank. Insured up to ₹5 lakh by DICGC.
Bonds: Earn up to 11% fixed returns with SEBI-regulated, top-rated bonds. No lock-in. Sell anytime.
NPS: Build retirement savings with the world’s lowest-cost pension plan. Save up to ₹62,400 in taxes every year.
Smallcases: Invest in curated stock portfolios designed around themes & strategies for long-term growth.
PMS & AIFs: Access hand picked PMS & AIFs from India’s top fund managers.
Loans Against Mutual Funds: Get instant liquidity without selling your investments. Borrow in minutes, pay interest monthly & repay the principal at any time.
ET Money Cash: Get pre-approved personal loans instantly. No paperwork or collateral.
Insurance: Secure your life & health with curated, reliable plans that fit your wealth goals.

Intelligent tools for smarter decisions
Investor Personality
Understand your investing style & risk comfort through India’s most scientific assessment, built with behavioural experts. Align your decisions with who you truly are & stay confident through every market phase.
Fund Report Card
Find top funds that deliver returns & protect downside. Every fund is rated on Consistency of Returns & Downside Protection, adjusted for category intelligence & given an ET Money Rank. So you know how a fund truly performs.
Fund Verdict
Know instantly if a fund & the category are a good fit for you. Decided based on the risk taken by the fund & if it matches your risk tolerance. Also, get to know your ideal investment horizon & the best way to invest in it.
ET Money Select
Get a personalised list of top mutual funds. Hand-picked after analysing millions of data points & mapped to your risk profile. Regularly reviewed to keep only the best aligned to you.
Portfolio Health Check
Discover the true health of your portfolio. Get a score based on 100+ parameters — returns, risk, diversification & investing behaviour. See what’s working, what’s not & where to act.
Portfolio Breakdown
See exactly where your money is invested across asset classes, sectors, companies, credit ratings & debt durations. Check if your diversification matches your plan.
Portfolio Fix
Turn insights into action. Identify underperforming funds & get better, personalised replacements, so your portfolio always stays in top shape.

Mutual Fund Strategies: Built to Keep You Ahead
Expert-built, data-backed strategies personalised to your risk, goals & horizon. Diversified across assets & styles, rebalanced periodically & tracked with alerts, so you stay disciplined, confident & on course through every market phase.

Ease, Convenience & Control
- Track all your mutual fund investments, even those made outside ET Money, for free. View current & lifetime XIRR instantly.
- Download ready-to-use capital gains statements for taxes, free & accurate.
- Complete KYC instantly within the app. 100% paperless.
- Invest without a demat account. Everything from discovery to tracking happens securely on ET Money.

Why investors trust ET Money
- Trusted by 1cr+ investors across India.
- Part of the 360 ONE Wealth group, one of India’s largest wealth & asset managers.
- All offerings are regulated by SEBI, RBI, PFRDA, or IRDAI.