Savings and Loan Cooperatives is a digital solution specifically designed to facilitate cooperative administrators in managing administration, recording transactions, and monitoring cooperative finances accurately and transparently. This application serves as an internal bookkeeping tool for recording member deposits, loans, and savings, streamlining data management and minimizing manual errors. Main Application Features: • Savings Recording: A special feature for recording member savings balances, cash deposit transactions, and savings withdrawals in detail and in an organized manner. • Member Savings Recording: Record various types of member savings in an integrated manner, from Principal Savings, Mandatory Savings, to Voluntary Savings. • Member Management: Manage complete cooperative member data, from registration and editing to member activity history. • Loan Management (Credit): Monitor member loan status, installment history, and remaining loan balance in real time. • Financial Reports: Provide daily or monthly transaction summary reports to facilitate verification and transparency for all members. Why Choose Our App? User-Friendly: A simple interface in Indonesian, making it easy for cooperative administrators to understand. Efficient: Replaces manual recording in the general ledger with a digital system that is faster to access. Transparent: Simplifies the cooperative's internal monitoring and auditing process by clearly recording member savings and deposit transactions. IMPORTANT: This app is a management/bookkeeping tool for cooperatives. This application does NOT provide direct money lending services to general internet users and is not an online loan application. The Cooperative Savings and Loan Application consists of: 1. Members - Membership and Member Savings List (New Member, Edit, Delete, History) - Member Savings Transactions - Member Savings Transaction Summary 2. Savings - Savings List (New Savings, Edit, Delete, History) - Savings Transactions - Savings Transaction Summary - Savings Interest Process 3. Credit - Credit List (New Credit, Edit, Delete, History) - Credit Transactions - Credit Transaction Summary 4. Cooperative Identity Setup 5. Settings - Rounding - Late Loan Penalties - Loan Penalty Calculation (Penalty Calculation Method: Installment, Interest, Remaining) - Minimum Savings Balance - Minimum Savings Interest Balance (Minimum balance to earn savings interest)

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