Tide Online Business Account

Business Bank Account: UK Business Account for Small Business, SME & Freelancers

Tide’s all-in-one business banking platform helps small business owners, start-ups, entrepreneurs, sole traders, and freelancers save time and money with smarter mobile business banking and finance solutions.

Open a fully-integrated UK business bank account to manage business finances, payments, cash flow, savings and access to working capital – all in one optimised mobile business banking app.

Why Tide for Business Banking?
• 1,500,000+ small businesses and entrepreneurs already use our app
• Open a free online business bank account in minutes—no monthly bank fees
• Manage your business finances from any mobile device or desktop

Business Banking Features
• Free business Mastercard – no monthly or hidden bank fees
• FSCS protection up to £85,000 for your account
• Simple switching service for your business bank
• Designed to simplify small business banking, finance management and support growth

Get Paid Fast
• Send custom invoices and match business payments easily
• Use Payment Links for instant business payments
• Accept card payments anywhere with our Mobile Business Card Reader (eligibility applies)
• Improve cash flow and working capital management with faster payments

Save Smarter with Business Savings
• Open a Business Savings Account and earn interest from £1
• Access and manage your business savings anytime in-app
• A simple way for small businesses to grow reserves and plan for future expenses
• Build stronger financial planning and stability with your Tide business bank

Control Expenses with Banking Tools
• Order up to 50 Expense Cards for your business team
• Set card limits and upload receipts to manage business expenses
• Connect Apple Pay and Google Pay to your business bank account for mobile payments
• Track costs and control company spending to manage finances effectively

Mobile Accounting Made Easy
• Tag business income and expenses
• Sync with Xero, QuickBooks, Sage, or give your accountant access
• Automated business profit & loss and VAT reports in the app
• Keep your business finances organised without complex spreadsheets
• Simplify entrepreneur finance management alongside your business banking

Business Loans
• Compare and apply for business funding, credit, working capital, and alternative