Wealthi Techfin (เวลธ์ติ)

Wealthi A.I.based financial solution on mobile

WEALTHI (WEALTHI)
The WEALTHI financial product app gives you access to lower cost loans. And help plan to reduce debt burden step by step. Reliable because it has received a Pico Finance license from the Ministry of Finance.

Steps for applying for a loan
- Download the WEALTHI application from the Play Store.
- Fill in information through the application to check qualifications.
- After being considered, you must submit identity verification documents.
- If the documents are complete You will receive your loan within 48 hours.

Apply immediately if you have the following qualifications
- is a professional Both with regular income and self-employment
- Be a person of Thai nationality, aged 20 years and over. When combined with your age and the length of time the loan has been repaid, it cannot exceed 65 years.
- has a definite residence Have a place of employment can contact
- Have an Android phone and must have a Facebook account.

Documents to be provided if you are approved
- Copy of ID card and a copy of the house registration
- Document showing income from occupation Passbook Salary slip (if any)
- Copy of the passbook page that will be used to receive the money.

Loan amount
Give a loan according to your ability to repay the debt. The credit limit starts at 500 baht and will increase based on good payment history.

Conditions of the loan
- Installment period: You will be able to repay in installments with the minimum period for repayment being 2 months (62 days). If you choose to pay the minimum, the longest period for repayment is 12 months (365 days)
- Fees: No processing fees are charged. And you will receive the full credit limit.
- Maximum annual interest rate (Maximum Annual Percentage Rate APR): effective rate at 36% per year, Maximum Annual Percentage Rate APR: 36% according to the Pico Finance license.

Example of loan calculation
In the case of borrowing money on July 1 and repaying it every 31 days
On July 1st, received 500 baht.
On August 1st, the number of interest calculation days is 31 days. Interest will be 15.29 baht. If 262 baht is paid, there will be an outstanding principal balance of 253.29 baht.
On Sept. 1, the number of interest calculating days is 31 days. Interest will be 7.74 baht. If 261 baht is paid, there will be an outstanding principal balan