Investing is a daily routine,
starting simply and smartly!

### 1. Key Services

◼︎ 24-Hour Overseas Stocks
Korea's first 24-hour overseas stock service, anytime you want!
Trade online in 9 countries! Currency exchange available in 20 countries!
Conveniently trade in Korean Won without having to exchange currency in advance.

◼︎ Installment Savings
Deposit your desired amount into Namu for a specific period of time, just like a savings account.
It automatically purchases stocks and ETFs, gradually accumulating your savings.
Consistently purchasing a fixed amount reduces risk!

◼︎ My Dividend Service
Want to receive reliable dividends from Namu?

Check the dividend schedule and information for your holdings in My Dividends,
and create your own dividend stock portfolio!

◼︎ Direct Indexing
Want to create your own index and invest?
Check NH expert-recommended indices,

and create your own index to build your own stock portfolio.

◼︎ Namu Members
Premium membership service for 2,900 won per month! First month free!
Useful domestic and international stock reports!
Fee discounts! Namu X Sampro video content!

### 2. New Features

◼︎ Turn your child into an economic expert: Open a child account
Easily open and manage your child's account remotely!
You can gift investment funds and stocks to your child~
Instill financial awareness and an investment mindset from a young age!

◼︎ All your scattered assets at a glance: Asset Diagnosis
This is such a great service, it's hard to explain~
When you link your MyData account, we'll also analyze third-party products.
We provide a customized portfolio tailored to your investment preferences!

◼︎ Widgets that appear every time you turn on your screen
Want to check information right on your background screen?
Check the indices and stocks you've registered in your interest groups!
Various characters appear to notify you based on your return!

### 3. Learn More

◼︎ Stock Accumulation
Want to invest as little as 1,000 won a day?
You can automatically purchase stocks on a daily, weekly, or monthly basis.
Grow your favorite stocks!

◼︎ Brokerage ISA
Did you know about the tax-saving universal account that anyone can open?
If you're looking to save a lump sum, start with a brokerage ISA.
It's convenient because only actual profits are taxed and you can make various investments from a single account.

◼︎ IPO Calendar
Want to invest in a newly listed company?
Check out everything from a guide for first-time IPO subscribers to upcoming subscription schedules.
Get notifications so you don't miss any IPO dates!

◼︎ Chatbot Noah, available 24/7
Have a question while using the app?
We'll provide you with information on stock market terms, investment news, IPO schedules, and ongoing events.

The more you use it, the smarter you get!

■ Year-End Tax Settlement Preview
How much will I receive from my year-end tax settlement?
Prepare for your 13th month's salary with N2!

◼︎ Want to learn more about Namuh Securities?
- Website: https://www.mynamuhbegin.com/
- Instagram: https://www.instagram.com/namuh_official/

- YouTube: https://youtube.com/@nhinvest_login

### 4. System Requirements

◼︎ OS Version
You must use Android OS 5.0 or higher.
** If you are using a smartphone with an Android OS lower than 6.0, all access permissions may be required. If you upgrade to Android OS 6.0 or higher, the access permissions you agreed to in the existing app will not change. To reset permissions, you must delete and reinstall the app.

** If you are using a smartphone with an Android OS 6.0 or higher, you can individually choose whether to grant access permissions by going to Phone Settings > Application Manager > Namuh Securities > Permissions.

◼︎ App Permissions and Usage Guide
- Files and Media [Storage] (Required): Stock information, screen files, user settings, etc.
- Mobile phone number information collection/use (Required): Identity verification, certificate issuance/management, device information verification, customer center connection
- Installed Apps (Required): Detect installed threat apps to prevent electronic financial incidents
- Camera (Optional): Take a photo of your ID when opening an online account
- Location (Optional): Check your current location when opening an online account or searching for a branch
- Permission to display over other apps (Optional): Use visible ARS
- Contacts (Optional): Link contacts when gifting stocks

** Even if you do not use the optional access permissions, you can still use the services except for those permissions.

### 5. Other

- To provide services such as customer verification and notifications, your mobile phone number and device ID are transmitted and stored on our servers when you log in.
- This app displays informational or commercial mobile content provided by the caller. For this purpose, phone numbers and app push information are provided to Colgate Co., Ltd. - Functions Provided: Call-related screen service (visible ARS)
- Retention and Usage Period: Until the provider withdraws consent
- Refusal of provision/withdrawal of consent: 080-135-1136 (free)

[Investor Notes]
* Listen to the explanation and read the product description terms and conditions before investing.
* This financial product is not protected under the Depositor Protection Act.

* Principal loss (0-100%) may occur due to asset price fluctuations, exchange rate fluctuations, credit rating downgrades, etc., and is attributable to the investor.
* Domestic stock trading commissions: 0.01-0.50% (based on the third decimal place, online), overseas stock trading commissions: 0.25% (US, online, varies by country). For other fees/accidental expenses, please refer to the website.
* Any unused cash balance from this deposit is protected by the Depositor Protection Act, including the principal and a certain amount of interest, up to KRW 100 million per person (combined with other protected products of this financial institution). * [Brokerage ISA] Investors directly manage the target product.
* [Brokerage ISA] Tax exemption applies upon early termination or notification of ineligibility from the National Tax Service.
* [Brokerage ISA] Taxation standards and methods are subject to change.
* [Brokerage ISA] This financial product (Brokerage ISA) is not protected under the Depositor Protection Act. However, any unused cash balance within the Brokerage ISA deposit is protected under the Depositor Protection Act, including the principal and a certain amount of interest, up to KRW 100 million per person (combined with other protected products of this financial institution).