Simple, Easy to use Future Value ( FV ) & Present Value ( PV ) Calculator

- Calculates Future Value
- Calculates Present Value
- Calculates Rate per Period
- Calculates Number of Periods

Problem-solving examples:

1. You own $10,000 worth stocks
Stocks grows rate %3 per month
What will be stocks price in 60 month ( 5 years )?

PV = $10,000
r = %3
n = 60 monthes

2. You bought a house for $450,000.
What was price 3 years (36 monthes) ago if
prices got up %3 per month?

FV = $450,000
r = %3
n = 12 monthes

3. Your YouTube channel earns $1,500 per month.
When you started, 12 monthes ago, Youtube earned
$15 per month.
What is average grows rate per month ?

FV = $1,500/mo
PV = $15/mo
n = 12 monthes

4. How much monthes are needed to earn $1000 on blog
if current monthly earning $15 per month,
and grows rate %25 per month?

FV = $1,000/mo
PV = $15/mo
r = %25/mo


Future value is the value of an asset at a specific date. It measures the nominal future sum of money that a given sum of money is "worth" at a specified time in the future assuming a certain interest rate, or more generally, rate of return; it is the present value multiplied by the accumulation function.

FV = PV * ( 1 + r )^n,
where FV - future value
PV - present value
r - interest rate per period
n - number of periods

Present Value (PV) - the current worth of a future sum of money or stream of cash flows
given a specified rate of return.In economics, present value, also known as present discounted value, is the value of an expected income stream determined as of the date of valuation.The present value is always less than or equal to the future value because money has interest-earning potential, a characteristic referred to as the time value of money, except during times of negative interest rates, when the present value will be more than the future value.

PV = FV / ( 1+ r)^n

where FV - future value
PV - present value
r - interest rate per period
n - number of periods